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                    <text>BE
•
Tins 13 -,aAT YCC HAIJ: - -

THY 4th

Ar-lEND;{i,llT TO THE CONSTII'UTION

TIIGHT OY SEt,1CH AiiD S3IZI."·£ fl.t:GULVi'iill : "The rigr.t of the naople to be sPcur€, in
their persons, houses , papers , and effects, against unreasonable searcnes and
seizures , shall not De violated, and no '\;arrants shall i3sue out :mon probahl!" cause ,
supported by oatn or affirJ'lati:m, and p.qrticularly describing the place to be
searched, and the p"rsons or things to be seizpa . "

U11der tte County C01..ncil cf

Eo.~. tinore

County

?!,2T Y. - H~S;ov.ISI3ILITI'::S OF

HOUSING SILL

If

12.

(: age 13)

All inspections conducted '.Hlder the ;;.uthori ty of this Code , eY-cent those
r.E;ces5ary in ~n~' E:nergency rbsultL'1g fr'cm 0r ari3ing out of any CA.:'T;33 tnat endangers
or t~r.ds to e~ng()r the n:lbli: health or Gafety, shall be-made only after the Ol·:ner
Of sucl~ building or str ucture or person-rn cnar e of the building or structure, or
part tLereof, and the occ'lpants of such building or structure, shall nave been
notified in 1Vriting at least five days in advance of the scheduled inspection . Such
notice of inspection shall contain the time and date of the inspection, and shall
also state briefly the general class of iteM or items to hp inspected and the reasnn
for said inspection . At such r2asonable tiJr,"s as !".ay l::a necessary in an emergency
resulting from or arisIng out nf AllY CAUS:; thatendiillgers or tends to enaanger the
public hea~or-safety , the BUildIDg~ =ngD~ or his authOr~renres~ntatives-or
assistants , UDon eY~ibiting:-the Droper ~entIalS or proof of identity, fhall havethe rifht to enter and inspectany building, structure or premise3 for themrrprSe
of perrcrmin" his dilles under this Code , ::,i~!t£.~t glvj,!l.,gthe ~.!::tten nollie QI.
notices reauired by tnis subsection.

T!lL:l :SJ,;;S t!:at YOUR rIm", may be entered ar.d inspected (searrhed) j{C'HC'Vl' A SiAHCH
':!ARi1Arl'l.
r;o YOU \'JAHT THAT?
IF toT, ATTEND TP-Z

PU8LIC filAR I AIG

'I' ( J 1v1 ,/S ( J N
"..-.
r"
I
_

...... ~/

"of

_/

_

P-B
_t .

)

COUNTY CGUIJCIL CrlA:lBER,
1)1

..)

/

4

..

.

._

COUNTY OFFIC"; EUILDIilG
~:.

Ci tisens of Baltimore County,

/)
7-· ~ ..... P/'v1

*

-:~

30 . Rol\] ir.', Rd _, Catonsville, ;·Id .

OVER

�?LEASE :'HOllE, VISIT OR \·JF.ITE Y0lJ7. COUNCILHAlJ ?ROT::STING

HOUSING BILL

# 12

TODAY.

BALTIir.v,tE COUlITY COUNCIL

Councilmanic
District ilo .

Telephone

1.

Frederick L. DeHberry, Jr .
753 \';est iIills furkwq (,9)

RI 7-8309

2.

Jervis Spencer Finney
Stevenson ?O .

481;-1162
LF 9- 252')

3.

G.

"':al tor Tyrie, Jr .
25 Thornhill aoad
Lutherville

VA 5-07(:9

4.

Samuel A. Green, Jr .
1')23 "iinsford Road
TO',]son (4)

VA 5-:1244
VA 3- 8465

5.

Dale Anderson
339 :linor Avenue (36)

!IO 5- 6978
VA 3- 7800

6.

Josenh 1.. Schield
1530'Galena Poad (?l)

:m 6- 4!.t48

7.

[':allace l'iilliams
2 iJeHship Road
D1.lndalk (?2)

AT 4- 2767

CCUlICIL:AiIIC IJI:T?ICTS OF 2ALTB!O?.E :;OiJlITY

1st CO'1l1cilmanic district comprised of 7.he 1st and 13th election districts
2nd CO'.ll1cilllwnic district comprised cf the 2nd, 3rd and 4th electicn districts
3rd Co,mcilmanic district comprised of the 5th, 6, 7, 8, &amp; 10th election districts
4th Councilmanic district comprised of the 9th election district
5th Co'.mcilmanic district ccm?rised of the 11th and 14th election districts
6th Councilmanic district comprised of precincts 2 thru 22, and 24 thru 28
of the 15th election district
7th Counci1l'lanic district compti sed cf the 12th election distric t and precir.cts
1, 23, and 29 thru 36 rf the 15th
election district.

Su?ervisors of Elections of Baltimcre County

VA 3- 30')0, Ext . 262

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                  <text>This exhibit presents documentation related to Baltimore's urban renewal efforts during the 1960s. The files include correspondence, speeches, editorials, newsletters, flyers, and maps from Baltimore City and Baltimore County. Renewal plans for the neighborhoods of Bolton Hill and Mount Vernon are highlighted, along with responses from neighborhood residents and homeowners' associations.&#13;
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The complete Urban Renewal Files (URF) collection at the University of Baltimore consists of 5 linear inches of archival records, which are described in an online collection database. The complete collection has also been digitized at the folder level and is also available in the collection database. For this exhibit, 20 documents have been selected from the complete collection.</text>
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                  <text>&lt;p&gt;&lt;a href="https://archivesspace.ubalt.edu/repositories/2/resources/111" target="_blank" rel="noreferrer noopener"&gt;Urban Renewal Files&lt;/a&gt;&lt;/p&gt;</text>
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                <text>Use of this digital material is governed by U.S. copyright law. The University of Baltimore Special Collections and Archives makes digital surrogates of collections accessible if they are in the public domain, the rights are owned by the University of Baltimore, the Special Collections and Archives has permission to make them accessible, or there are no known restrictions on use. Due to the nature of archival collections, rights information is not always discernible. The Special Collections and Archives is eager to hear from any rights owners wishing to provide accurate information. Upon request, material will be removed from view while a rights issue is addressed. Contact the Special Collections and Archives for more information regarding this image.</text>
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                    <text>r'

I~
I
f

BALTIMORE
MOUNT ROYAL-FREMONT OFFICE

URBAN RENEWAL AND HOUSING AGENCY
1313 DRUID HILL AVENUE

BALTIMORE 17, MARYLAND

669-3662

June 15, 1962
To Owners of Property in the
·1600 Block of Bolton Street :
The urban renewal plan for Project I of the M
ount Royal-Fremont Urban Renewal Area
(Ordinance 912, approved July 3, 1961) includes the requirement that all structures
not to be demolished comply with the standards of the plan.
Inspections for the purpose of determining needed improvements have begun in the
1600 block of Bolton Street . I~. Bernard Scherr will make the inspections with ¥~.
Francis Engle making the electrical inspections.

~

.

The inspectors have been directed not to discuss your property while inspecting it.
However, when you get a Rehabilitation Notice, please arrange a prompt meeting so
1that the inspector can interpret the notice .
The Baltimore Urban Renewal and Housing Agency hopes that you will view this as an
opportunity to do more than merely comply with legal requirements applicable to
housing in this urban renewal area. There are many encouraging examples of a high
quality of rehabilitation in this neighborhood. We believe that the increasing
demand for houses of good quality in the inner city will justify an effort by all
owners in this block to achieve a high standard of rehabilitation.
The plans for Mount Royal-Fremont Project I (which is bounded by Dolphin Street,
McCulloh Street, Laurens Street and Park Avenue and Bolton Street) call for a net
expenditure of government funds of over $8,000,000 during the next several years.
While owners of 442 structures are being asked to rehabilitate or improve their
properties, the City will be purchasing and clearing less desirable structures to
provide land for new private hOUSing, a new school and fire house, new parks , and
new stores.
M
embers of our Mount Royal-Fremont Office staff located at 1313 Druid Hill Avenue
will be glad to help you with any problems which may arise or answer your questions
about the Project I plans or the inspection program. Our phone number is 669-3662 .
We look forward to your cooperation and assistance in the improvement of the Project I neighborhood .
Sincerely yours,

ROSS W. SANDERSON, JR.
Renewal Area Director

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                  <text>This exhibit presents documentation related to Baltimore's urban renewal efforts during the 1960s. The files include correspondence, speeches, editorials, newsletters, flyers, and maps from Baltimore City and Baltimore County. Renewal plans for the neighborhoods of Bolton Hill and Mount Vernon are highlighted, along with responses from neighborhood residents and homeowners' associations.&#13;
&#13;
The complete Urban Renewal Files (URF) collection at the University of Baltimore consists of 5 linear inches of archival records, which are described in an online collection database. The complete collection has also been digitized at the folder level and is also available in the collection database. For this exhibit, 20 documents have been selected from the complete collection.</text>
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                  <text>&lt;p&gt;&lt;a href="https://archivesspace.ubalt.edu/repositories/2/resources/111" target="_blank" rel="noreferrer noopener"&gt;Urban Renewal Files&lt;/a&gt;&lt;/p&gt;</text>
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                  <text>&lt;a href="http://langsdale.ubalt.edu/special-collections/" target="_blank" rel="noreferrer noopener"&gt;University of Baltimore Special Collections &amp;amp; Archives&lt;/a&gt;</text>
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                  <text>Use of this digital material is governed by U.S. copyright law. The University of Baltimore Special Collections and Archives makes digital surrogates of collections accessible if they are in the public domain, the rights are owned by the University of Baltimore, the Special Collections and Archives has permission to make them accessible, or there are no known restrictions on use. Due to the nature of archival collections, rights information is not always discernible. The Special Collections and Archives is eager to hear from any rights owners wishing to provide accurate information. Upon request, material will be removed from view while a rights issue is addressed. Contact the Special Collections and Archives for more information regarding this image.</text>
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                <text>Correspondece from Ross W. Sanderson, Jr. to property owners in the 1600 block of Bolton Street</text>
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                <text>BURHA Renewal Area Director, Ross Sanderson, instructs Bolton Hill homeowners about housing inspections in the Mount Royal-Fremont Urban Renewal Area</text>
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                <text>Sanderson, Ross W., Jr.</text>
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                <text>urf01.01.08a</text>
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                <text>Urban Renewal Files, series I, box 1, folder 8, Special Collections &amp; Archives, University of Baltimore</text>
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                <text>Use of this digital material is governed by U.S. copyright law. The University of Baltimore Special Collections and Archives makes digital surrogates of collections accessible if they are in the public domain, the rights are owned by the University of Baltimore, the Special Collections and Archives has permission to make them accessible, or there are no known restrictions on use. Due to the nature of archival collections, rights information is not always discernible. The Special Collections and Archives is eager to hear from any rights owners wishing to provide accurate information. Upon request, material will be removed from view while a rights issue is addressed. Contact the Special Collections and Archives for more information regarding this image.</text>
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                    <text>711,. ;.../TTL£ SIS )c.&lt;!...,

Sac.) ery' or
,{.c,;t/£~

Ot/L.. TOfl/

.n:.-1=

BURHA GO HOME!
By Sally Goodspeed
Bolton H111 Homeowner

Homeowners Who are beIng helped by a "BIg Brother" In
the shape ot the Baltimore Urban Renewal and HousIng
Agency sometlmts grow restless w1thin the contlnes ot

their

bene!lc~nce.

HOw, they begIn to wonder, and why, did we ever get so

lucky? we are urged to take our doubts and our Questtons
to BORHA, as the agency Is tamiliarly MONn . TO a risIng
note ot querulousness In the Quest1oning, BURHA Is prepared to soothe. Your property values are rIsing, it may

croon.
Should the Questioning become strIdent. should the
homeowner Insist that he does not want to be upgraded
(upgraded to what?) and that he would be rather lett
alone the way he was betore, tree to s1nk or swim, but
tr •• ,. BURHA m~ apply some d1sc1pl1ne.
, see here. BURHA w111 say: You asked tor 1 t. and thl s
Is it. And there he has us. Because we dld.
People were 11 vlng in appalllng slums close by. BURRA
wanted to halt the t11ght to the suburbs; BURMA "anted to
ball out the skIddIng downtown busInesses and preserve
the Cl~18 core. BURHA. It we could get Its attentIon.
would save our neighborhood trom encroachIng blIght.
BUt. to do thIs, It had to have a law wlth teeth In
it. A law wIth WhIch 1t could control the slum landlord.
II. law wIth teeth 1n It. That "as the tIcket, the
pOlitIcally nalve Illld the mIsguIded liberal agreed.

In 1966, with City Ordinance No. OgZ, BURRA got Its
la", BURRA could ~ .•. enter upon and inspect any land,
buIlding ,or property~ in a renewal area "to ascertain tor
1 ts own !UnctIon and tor makIng avallable to the approprIate offIcers, departments, bureaus and agencIes ot the
cl ty Information wI th respect to the existence or condItIons In any renewal area whIch are dangerous to the
publIC health, morals. safety or welfare .... n
BJt the problem ot the tenement or slum Is a d1ttl cult
one to solve It Is tar easIer to demolIsh a slum and
relocate it outside a renewal area than · it Is to cure its
prOblems where 1 t stands. ThIs redistributIon ot slums
could hardly be In Ule best Interests ot the cl ty or ot .
the people who l1ved In them.
BU1ldlngs are not the only tlling involved. people cannot be pushed around w1thout sutterlng deterloration. BUt
what BURRA lacks in wisdom, It is granted in power.
In a renewal area, a slum block can dIsappear lIke
magIc. For it has been considered consti tutlonal since
1954 under a renewal program to condF.!mn the property ot
others i t the renewal agency deems the property a slum,
or that the property mIght become a slum, or it it stands
in the Nay ot the ci ty planners' dream.
It has been cons1dered consti tut10nal sInce 1964 tor a
renewal agency to seIze prIvate property tor resale to
new pr1vate owners who can use the propertIes thus
acquIred tor protlt-making enterprIses.

It has been consIdered const1tutlonal sInce 1069 tor
a health inspector to enter a private house without a
search warran t. "A strange delet10n to make from the
rourth Amendment," JustIce Douglas noted In dIssent.
se tar, there are no known cases of morals 1nspectlons,
but BURRA 1nspectors are health inspectors, bes1des being
bull dIng and tlre inspectors, and they may gaIn entrance
to prIvate houses wIthout a search warrant.
#IJY housIng violatlon not clearly a matter ot anything
else becomes a matter ot health. verm1n, It seems, can
breed behInd loose wallpaper and In cracks In plaster.
Chlldren may eat scalIng paInt.
NObOdy wIll get out of palnt1ng at least some portIon
at the outside ot h1s bouse. The violatIon Is agaInst
Onels neighbor's property values, a newly entorceable
ethIc In our society.
BJt then. who ever thought "eld have block organIzatIons and block captaIns desIgned to toster a spirit ot
cooperatIve compliance wIth BURBA? BloCk capta1~s are apt
to spen~ a lot at tIme "orry1ng about the necessll4' that
no one depresses anyone elsels property values.
BURHA has recen tly e:xtended a pall1atl ve In the torm
or an advlso~ revIew board composed ot top otflcials In
the BUreau ot BUlld1ng Inspectlon, the Health Department
and BllRHA.
re" homeowners "ill have the stam1na to reach this
court or last resort. ttle process ot appeal. alreactY available freQUently degenerates Into a Kafkaesque e:xchange ot
letters, phone calls, IntervIews and re-Inspectlons during whIch the applicatIon of common sense 1s etfectively
suspended by the renewal ordinances themselves.
SInce the vIolator Is appeal1ng "Ithin the same
departments that are chargIng him, it wIll bardly seem
worth "hUe to approaCh the advIsory board.
In a recent case InvolvIng a renewal Inspector, the
supreme court tended to uphold the rIght ot 'entry. One
just1ce abstained. The vote was tour to tour. One tears
what their next deCision w1l1 be.
BURRA w1ll never voluntarily return the homeowner to
that dimly remembered past When he made his own designs
and decisIons. BURRA Is sure we need It. Our pOInting
across the border to the tree peoples ot the rest ot the
ci ty does not conv1nce it that "e could also manage independence. They. 1t 1s deep do~ sure, need it too.
So, the c1ty has proposed a neN Hous1ng code. The
reQu1rements are much more demand1ng than those In the
renewal ord1nances. All surfaces that ever have been
paInted shall be pa1nted, tor Instance.
AS the new code now stands, the heads ot the BBI, the
F1re and Health departments and BURHA wlll be able to
make any rule or regulat10n they see tlt in order to
administer the code.
A majorl ty decIsIon or those tour makes the rule a
tact. ADd there Is a proposed new ZonIng Code.
Homeowners w1l1 be required to obtaIn certIt1cates at
occupancy renewable every year. There is no end to the
help the c1ty wishes to be to the c1tlzens.
BJt some way must be tound to reject 1t. I t It Isn't,
we w111 all be lIving 1n utter--1t tlgbt--wal1papered-demoralizatIon.

�</text>
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                  <text>This exhibit presents documentation related to Baltimore's urban renewal efforts during the 1960s. The files include correspondence, speeches, editorials, newsletters, flyers, and maps from Baltimore City and Baltimore County. Renewal plans for the neighborhoods of Bolton Hill and Mount Vernon are highlighted, along with responses from neighborhood residents and homeowners' associations.&#13;
&#13;
The complete Urban Renewal Files (URF) collection at the University of Baltimore consists of 5 linear inches of archival records, which are described in an online collection database. The complete collection has also been digitized at the folder level and is also available in the collection database. For this exhibit, 20 documents have been selected from the complete collection.</text>
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                  <text>&lt;p&gt;&lt;a href="https://archivesspace.ubalt.edu/repositories/2/resources/111" target="_blank" rel="noreferrer noopener"&gt;Urban Renewal Files&lt;/a&gt;&lt;/p&gt;</text>
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                  <text>Use of this digital material is governed by U.S. copyright law. The University of Baltimore Special Collections and Archives makes digital surrogates of collections accessible if they are in the public domain, the rights are owned by the University of Baltimore, the Special Collections and Archives has permission to make them accessible, or there are no known restrictions on use. Due to the nature of archival collections, rights information is not always discernible. The Special Collections and Archives is eager to hear from any rights owners wishing to provide accurate information. Upon request, material will be removed from view while a rights issue is addressed. Contact the Special Collections and Archives for more information regarding this image.</text>
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                <text>BURHA Go Home!</text>
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                    <text>EXPRESSWAY BY-PASS FOR ROSEMONT
QUESTIONS AND ISSUES
These questions are only a "starter". The Movement Against
Destruction (M.A . D. ) is interested in findlng out what
people think about the By-Pass. How do you see the situation7

i. Do you think you should be asked about what you want before somebody plans a road for your neighbors?

2 . How can this be done with you?
3 . Should this be handled by talking about the segments of the expressway on the edge of the city before talking about the parts
nearer to the center of the city?
4. I f you make the present streets better (like widen and improve
of them) would this take care of traffic adequately?
5. Who will use this By-Pass?
being built for?

Who do you think the

express~ay

some

is

6. How will the expresswa y hurt your neighborhood?
- -which homes will be destroyed?
--what businesses must close down or move to another place?
--what parks, playgrounds, schools and other public facilities
will be destroyed?
7. How much money will there be:
--for residents who must move (both homeowners and tenants)?
--for businessmen and merchants?
--for residents who will remain near the condemned land?
8. How does a By-Pass affect the park land up in Leakin Park or
thro ugh Gwynn Falls?
9. How does any kind of By-Pass further hurt the Franklin-Mulberry
Corridor?
10. W
ill this whole East-West Expressway increase the traffic jams
downtown and all along the way?
11. How much air pollution and "noise" }:i&gt;llution will there be from
this expressway spur and By-Pass?
12. How will this By-Pass and other construction affect the tax base
in the area? Will taxes go up?
IF YOU NEED MORE INFORMATION OR WANT TO MAKE YOUR VOICE HEARD
CONTACT: Mr. Joe W
iles 947-4039 t Rosemont Neighborhood
Mr . Ed Rosemond 947-3196 J Improvement Association
Mrs. Esther Redd Relocation Action Movement
233-2705
Mr. Lin Butler
Movement Against Destruction 669-0077
Mr. He.ekiah Morris
Western Improvement Assoc.945-3982
~~s.Phyllis Green La Burt Improvement Association

�ROSEMONT BY-PASS
QUESTIONS AND ISSUES
1. Why haven't citizens participated in the planning of this
Expressway Spur and By-Pass?
2. How can citizens be consulted more effectively?
3. Shouldn't public hearings be held in a different sequence so
that attention is given to outer segments first before making
decisions on an inner segment such as Rosemont?
4. Can't improved surface streets, possibly a boulevard system,
handle the traffic adequately?
5. Exactly who will the East-West Expressway serve?
6. How will the expressway hurt the neighborhood?
--which homes will be destroyed?
--what businesses must re-locate, or close down?
--what park land, schools, and other public facilities will
be destroyed?
7. What kind of compensation will there be:
--for resident who must move (both homeowners and tenants)?
--for businessmen?
--£or residents who will remain near the condemned land?
g. How does a By. Pass affect the park land up in the Leakin Park
or through Gwynns Falls?
9. Doesn't any kind of By-Pass further exploit the FrantlinMulberry Corridor?
10. W
on't this expressway spur increase the traffic jams in the
central business district to an impossible level?
11. How much air pollution and noise pollution will there be from
t his Expressway Spur and By-Pass?
12 . Ho", will this By-Pass and accompanying construction affect the
t ax base in the area? Will taxes go up?

�</text>
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The complete MAD collection at the University of Baltimore consists of 9 linear feet of records, which are described in an online collection database. The complete collection has also been digitized at the folder level and is available in this guide. For this exhibit, 32 documents have been selected from the complete collection.</text>
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                    <text>ASSISTED HOUSING
IN
BALTIMORE COUNTY

PUBLI SH ED BY:
Baltimore Neighborhoods, Inc. Task
Force on Low and Moderate Income
Housing and HUD Committee
319 East 25th Street
Baltimore, MD. 21 218

January, 1981

�ASSISTED HOUSING IN BALTIMOPE COUNTY
Baltimore Neighborhoods, Inc. Task Force on
Low and Moderate Income Housing and HUD
Committee
January, 1981
TABLE OF CONTENTS

Page

I.

Introduction and Purpose

1

II.

Summary of Findings and Conclusion

1

III.

Recommendations

3

IV.

Programs for Direct Housing Assistance to Low and
Moderate Income Persons in Baltimore County

4

V.

Location of Assisted Households in Baltimore County

6

VI.

Interviews and Surveys

13

A. Managers of apartment developments with at least
15 assisted tenants

13

B. Principals of elementary schools near apartrr~nt
developments with at least 15 assisted tenants

14

C. Community leader~'
assisted tenants

16

near

apartment developments with

D. Section 8 tenant surveys
VII.

20

The Process by which the Section 8 Programs Operate

22

VIII. Definitions of Terms

27

IX.

30

Appendix
Tabulation of Programs For Direct Housing Assista nce
To Low and Mocerate Income Persons in Baltimore Count y

ACKNOI&gt;lLEDGE~ENTS

The work of the Task Force depended upon the kind cooperation
of the Baltimore HUD Area Office, the Maryland State Department of
Economic and Community Development, the Housing Office of the Regi o ndl
Planning Council, the Baltimore City and County Section 8 offices, til e
Baltimore County offices of Rehabilitation and Development Coordi n atio"
the school principals, community leaders and apartment managers inte r
viewed, and the Section 8 tenants who completed the surveys. Gratefu l
appreciation is expressed to all of them.
The BNI HUD Com
mittee was established in 1972 to r e vi e w HUD
p r ograms and acti vities significant for open housing a nd l ow and
moderate i nco me hous ing.
It has been working with th e Task Fo rce
on Low an d Moderat e In c o m.e Housing on this report.

�BNI itself operates in the Metropolitan area. Twelve of ~ts
32 board members reside in Baltimore County. Its current pres~dent
and one vice-president live in Baltimore County. Two immediate past
presidents are Baltimore County residents.

PREFACE

Baltimore Neighborhoods believes that decent shelter is of such
importance to the individual and to the nation as a whole as to warrant
continued federal, stat~ and local government commitment to increase
the supply, especially for low and moderate income persons.
~

The high cost of housing, and the continuing inflation, are making
it more and more difficult for low and moderate income families to find
decent housing and for the private sector to provide such housing.
Therefore, BNI feels that government help, such as is evidenced in the
various assisted housing programs mentioned herein are more needed than
ever before.
(More help is actually given to middle and upper income
homeowners through tax relief than is spent on assisted housing.) This
fact must be recognized by the federal government and by the general
public.
In addition, Baltimore Neighborhoods recognizes that a good suppl y '
of housing for people of all income levels is a key factor in achieving
open housing.
For these reasons, BNI undertook the study described in this report.

�-1-

I.

INTRODUCTION AND PURPOSE

In 1978 the BNI Long Range Planning Committee established a s a
high priority the issue of low and moderate income housing, chiefly
because of the great gap between supply and demand. Following the
Board's acceptance of this item, the Task Force on Low and Moderate
Income Housing was established.
In April 1979 the Task Force and the
HUD Committee jointly began meeting to study this topic. The Task
Force decided to focus on Baltimore County because of its past history
of resistance to low and moderate inco~e housing, with the implications
o f this resistance for open housing, its relatively small supply and
its geographical significance in almost entirely surrounding the ci ty
which has many low and moderate income persons. Although Baltimor e
County was chosen for study as the most important suburban e x amp le,
the Task Force recognizes that the problem is metropolitan in s c o pe.
The Task Force subdivided its study into the following goals:
1 . To find out how well the housing assistance programs are working
in Baltimore County, i.e., to discover their strong and weak points.
2. To make recommendations as to ways in which these programs may
be improved.
3. To provide a factual educational report for those intereste d i n
knowing more about the housing assistance programs in Baltimore County,
both to educate the public and to provide a resource for those who
might want to apply for housing assistance.
Assisted housing is defined as a public subsidy provided to assist
with housing payments. Assisted programs are those which require th a t
eligible households have incomes below a certain limit. Moderate income households are those with annual incomes below 80% of the medi a n
in the S.M.S.A. Very low income households are those with annu a l incomes below 50% of the median in the S.M.S . A.
11.

SUMt-1.ARY OF FINDINGS AND CONCLUSLON

A. There is an undersupply of assisted housing in Baltimore Coun t:!.
according to the Baltimore County Housing Assistance P lan. Th is undcr.supp ly is not caused by the lack of utilization of assistance p r o g rams,
since Baltimore County has accepted all allocations available to it .
Although there is a wide variety of programs assisting home owners and
renters with payments, rehabilitation, and with oth er se r v ices , th ese
programs in many cases are funded only enough to serve a f ew househo l ds
each. They d o not meet existing needs and are not well understood b y
the public . There is considerable community r e sista n ce to l ow a nd
moderate income persons and to programs which help them.
B. Assisted housing is distributed widely but unevenly throughout the urbanized parts of Bal timore County. As sis ted hous ing fo r
families is almost entirely lacking in the North Central portion of t h e
County. In c ontras t, the Reisterstown-Owings Mi lls and Essex-Mi ddle

�-

2 -

River areas show disproportionately high concentratio~s when compared
with other urbanized parts of the County. However, in absolute terms,
no Re gional Planning District is excessively impacted with assis ted
housing. Four thousand six hundred and eighteen rental and owneroccupied households are receiving assistance. An additional 19,472
are estimated to need such assistance (1980 Housing Assistance Plan ) .
The needs of about 13% o~ these are expected to be met over the next
three years.
C. The Task Force's survey of apartment managers of developments
in which assisted tenants live indicated they are well satisfied with
the programs. Paradoxically, Section 8 recipients often felt that
landlords are unwilling to participate in the programs. Turnover and
vacancy rates in assisted units are the same as or lower than in private
units. This information contradicts the opinions expressed b y some
community leaders and principals that assisted tenants are more transient than others .
D. Most principals of elementary schools near apartments in
which assisted tenants live report that they are unaware of which
children receive housing assistance, and are therefore unable to assess
their impact on the school or community.
E. Community leaders near apartments havi ng assisted tenants have
had favorable, unfavorable and no experience with assisted tenants.
Many are unaware who are assisted tenants and who are not. Leaders
reporting favorable experiences most commonly say that assisted tenants
are no different from other renters. Leaders reporting unfavorable
experiences most often cite destruction or neglect of property, transience, disruptive behavior and negative attitudes . The need for
services and better apartment maintenance are the problems most often
cited by community leaders as those which assisted tenants face.
Community leaders report very few positi ve effects of the program.
on the communities themselves and indeed, it wo uld be reasonable to
expec t communities to view unfavorably the addition of more renters
or owners, especially if they are low or moderate income. Most community leaders regard the programs as beneficial to recipients.
About half of the leaders cite negative effects, the most frequent
being on the schools, but also cite increased crime and general
damage to the community .
The programs themselves are seen by a few leaders as permitting
fraud, as marked by overconcentration of assisted units , as having
inadequate prior planning in regard to transportation and services,
and as not providing enough assisted units.
The Task Force made no attempt to verify the factual basis for
the statements made b y community leaders, school principals, or apartment managers, nor does it necessarily agree with these statements.
The statements are recorded here because of their significance as indicators of how the respondents view the assis tance programs.

�- 3 -

F. Assisted tenants have had difficulty finding housing, and are
divided about equally as to whether they live in the community of their
first choice or not. The most frequently cited reasons, in order of
importance, for di ffic ulty in finding hous i n g are the unwillingness of
landlords to participate in the program, transportation problems, and
distance from services.
Over one third of the assisted tenants feel they have been discriminated against in some way, most commonly merely because of their
participation in a government program and by their receiving Public
Assistance.
Satisfaction with their present unit is high (but less so for those
ten ants living in the County on City certificates).
(See Section VI D
for discussion of City certificate holders living in Baltimore County).
The tenants feel that the move improved their housing. They check the
si ze of their present unit, the lower rent paid, and the new neighborhood
as the three best-liked features of their present housing. Transportation
and distance from services and friends,
and poor maintenance are the
items they like least. They rate the Sectinn-S staff as very helpful.
They regard their relations with management as good or satisfactory,
and in general feel that they receive the same services from management
as do non-assisted tenants.
CONCLUSION
In general, the ass isted housing programs (specifically, Section S
and Section 236) while insufficient in number of units assisted are
meeting recipients' needs for improved, affordable housing, are distributed fairly well, and are viewed as workable by management. However,community reaction is mixed between neutral and negative in terms
of effect upon the community, with a very few favorable accompanying
reactions. Community reaction to additional tenants would probably
not be expected to be favorable. Most community leaders view the programs
as beneficial to recipients.
III.

RECOMMENDATIONS

1. Because maintenance problems were indicated both by HUD and by
a significant number of Section S tenants anc community leaders, BNI
recommends that Baltimore County set up a Housing Authority or Agency
and a Housing Code. A Housing Code is needed not only to protect the
County's housing stock but all of Baltimore County's estimated 251,000
renters. The County is probably one of the largest jurisdictions in
the United States without a Housing Code.
2. Because services and transportation to services were cited as
problems for assisted tenants by many of the tenants themselves and by
community leaders, BNI recommends that the Baltimore County Executive
establish a Task Force consisting of the County Department of Social
Services, appropriate County agencies, leaders of community organizations,
and assisted tenants, to devise a plan for correcting this situation and
a means for implementing the plan.

�- 4 3. Because there appears t o be widespread lack of knowledge about
t he housing assistance programs, BNI recommends that increas ed educat ional outreach be undertaken by the County government, HUD and other
appr opriate organizations. This report is intended to help serve this
purpose.
The Baltimore County Community Relations Commission could playa
very significant role in this endeavor, and needs to be strengthened.
4.
Because there is a serious insufficiency of assisted units and
certificates, BNI calls upon HUD to increase these allocations. '
5.
BNI also recommends the establishment of one or more cooperative
trailer parks in Baltimore County to help meet the needs of low and
moderate income owners.
6. Because the insufficiency of assisted housing may be in part related to the difficulty of getting landlords to participate in the
programs, BNI recommends that the Homebuilders Association of Maryland
be asked to work with Hun .to determine whether an increased outreach to
potential landlords is needed and, if so, to plan such an approach .
7. Because the Regional Section 8 program is an incentive to increase choice of housing location for low and moderate income renters,
BNI recommends the expansion of this program. Because certificates may
not alw~ys be equally available in all jurisdictions, BNI recommends
that a study be done by the Regional Planning Council to consider
establishing still another Existing Section 8 program in which certificates would be usable anywhere in the Region. This program would not
necessarily replace the other programs. The present Regional Section 8
program is available only to persons who indicate they they wish to
move to another jurisdiction.
Baltimore Neighborhoods is willing to act as a facilitato r in implementing these recommendations.
IV.

Programs for Direct Housing Assistance to Low and Moderate Income
Persons in Baltimore County.

The Task Force, realizing the lack of public awareness of various
programs which address housing needs, has assembled a list of those
programs which are operative in Baltimore County.
(See Section IX,
Appendix). Where information is available, the number of units or house holds as of April, 1980 is noted beside each program. phone nuwbe rs
to call for more information are included.
Summary
There are Federal, State, County and private programs to assist
homeowners with purchase, with rehabilitation, weatheri zation and
utility cutoffs and to provide counselling. There are programs to
ass ist tenants directly with rent payments, with repairs,weaL~eri­
zation, evictions, and utility cutoffs, tenant-landlord problems and
to provide counselling. There are programs which directly ass ist
developers so they may build units which rent f or less than they
would wi thout the subsidy.

�- 5 -

This broad spectrum of programs is inadequate to meet t he h ous ing
assistance needs of Baltimore County. The Housing Assistance P l an
estimates that about 19,500 County households currently are in need
of housing assistance . The needs of
about
13% of these a r e e xpec ted
to be met over the ne x t three years .
The listing in the Appendi x is intended to serve as a referenc e fo r
those persons wishing more information about the programs . Fol l owing the
listing of programs are tabulations of income limits for the v arious
programs and fair market rents or costs for units .
Discussion
The listing contains a rather large number of programs , and one
might get the impression that the needs of low and mode r ate income
persons are being adequately met in the County. Such a conc l u sion
would be seriously in error, due to the fact that most programs are
sparsely funded, with the result that in many cases only a few un its
are assisted.
There are several general indicators of the magnitude of t h e unmet
needs. The Existing Section 8 waiting list has been recently clos e d
due to the large number of applicants (about 6,000). Many as s i sted
tenants surveyed reported great difficulty in finding affordabl e units.
Also, an amendment to the 1980 Housing Assistance Plan h a s been r equested
of HUD by the County which would allow the County to meet less th a n t he
HUD-required 15% of estimated housing assistance needs. The ma in reason
given for the requested amendment is the small Section 8 allo c a ti o ns
which are anticipated in future years.
Besides serving an educational purpose, the Task Force wished to
find out whether there are any available sources of assistance which
could "be used in Baltimore County and which are not now being us ed .
The County recently has been declared eligible as a n En ti t leme nt
County for Community Developme nt Block Grant (CDBG) funds due to the fact
th a t the State Housing Authority may us e its u r b an r e n ewal power s i n
Baltimore County with the consent of the local governmen t. The pos session
of Entitlement status allows Baltimore Count.y to rec eive about $6 million
a year instead of the previously awarded $600,000 dis cretionary f u nds .
In general, CDBG funds may not be used to build assis ted hou sing . However two eligible activities which directly encourage the c o ns truction of
assisted housing are to use some of the funds to buy l and and resell i t
to a private developer, who could then build assisted housin g, and the
CDBG funding of site improvements on land intended for as s is t e d housing .
Only one Federal source of funding is not avail able in Baltimore
County. This is Public Housing, wh i ch requires a loc al hou sing authority .
While the County Council has the power to establish o ne, it has not done
so. Fe4e r al housing policy is not to build more traditi o nal pub lic
housing for famili e s .
It does provide public h o using for the elderly
and handicapped, as well as scattered-site housi ng , and the v acant hous i ng
program. The r e are s eve r al advantages t o a loca l pub lic h ous ing authority

�- 6 It could raise and receive funds, buy and sell land, and manage housing
(for example, 100% Section 8 New Construction and Substantial Rehabilitation developments).
It could also administer the Existing Section 8
program, now handled by the State Housing Authority which subcontracts
the actual work to a real estate office in Baltimore County. Other
advantages of a local housing authority are the elimination of the need
for profit, and more uniform quality of management and maintenance.
Wi th respect to State programs, 'Baltimore County participates in
all that are available.
The County provides some funds for couselling, information and referral services, and assistance with evictions and utility eutQjfs. Project "Homes"
(see Appendix) provides rehabilitation assistance to older
BaltimoreCou~tyresidents. The County provides no other funds for housing
assistance and does not even have a housing office.
It has announced
its intention to provide financial incentives to developers of mixed
income Section 8 housing.
Some other jurisdictions have allocated local funds directly to
provide housing assistance. The City has its own mortgage lending program, and other kinds of loan programs for rehabilitation. Montgomery
County, using local money, in 1980 provided direct rental assistance
funds and help for elderly and handicapped persons displaced by condominium conversions.
The advantage of using local funds lies in greater local control
in determination of use, less red tape, and more flexibility in combining
with other sources of funding to meet needs not covered by other programs .
v.

Location of Assisted Housing

This section shows locations by Regional Planning
of assisted households in Baltimore County as of July,
reason for presenting this information is to determine
holds are well distributed, or whether they tend to be
certain areas.

Districts (RPD 's)
1980. The
whether the house~
clustered in

Fig. 1 is a map of all assisted housing in Baltimore County as of
July, 1980. It includes Section 8 Existing, New Construction and Mixed
Income for elderly, disabled, and handicapped households and for families,
built or under construction, tabulated by Regional Planning Districts.
The figures include those persons with Baltimore County Section 8 certificates, Baltimore City certificates residina in the County, and holders
of Regional Section 8 certificates. Section 235 (ownership) units are
shown in brackets.
Those RPD's outside the Urban Rural Demarcation Line (URDL), shaded
in Fig 1, should be excluded from consideration as being unlikely areas
to house large numbers of assisted persons. The relatively urbanized
RPD's are by no means evenly occupied by assisted households, Of the
22 RPD's inside the URDL , the mean number of assi sted households is 219.
Five RPD's have more than twice the mean and 13 have less than one-half
the mean number of assisted units. Assisted households are relatively

�- 7 -

concentrated in Essex, Lansdowne, Middle River, Reisterstown and Towson.
The Reisterstown-Owings Mills RPD has by far the highest concentration.
A great number of units in these RPD's are Section 236 , not Section 8.
The legend accompanying Fig 1 shows that most of the Towson units
are for elderly persons and homeowners, about half for elderly and
' half for families in Essex, mostly for families and homeowners in Lansdowne, mostly for families in Middle River, and almost entirely for
families in Reisterstown . Measures are needed to create a more even
. distribution, especially for rental families, in Baltimore County..
The greatest concern expressed publicly is usually fear of overconcentration of assisted units for families.
It should be noted that
even in the areas of greatest concentration in Baltimore County, the
proportion of assisted units for families to all units is relatively
small in all Regional Planning Districts.
The current Baltimore County Housing Assistance Plan officially
prepared for adoption in Decembe r, 1980, includes a tabulation of the
assisted units for families as a percentage of all units for each RPD
in Baltimore County. These figures were used to define areas where no
additional family assisted housing should go until assisted housing
increased in other RPD 's. FOr the 22 RPD's inside the URDL, these percentages, as of July, 1980 are shown in TABLE 1.
Relative to other County RPD's, Reisterstown-Owings Mills and
Middle River are overly concentrated. This imbalance should be corrected
as much as possible, so that no community sees itse lf as without assisted
housing.
within each RPD there may be areas of even greater concentration. But these figures show that no large areas in Bal timore County
can be considered in absoIUte terms to be impacted with assisted housing.
Of the 243,254 total housing units in Baltimore County , excluding
vacant, deteriorated and summer units, 2,857 were assisted family units
and 1,761 were ass isted elderly, disabled and handicapped units. The
HAP estimates 19,472 households in need of assistance, which is 8% of
the total year-round units. Therefore, 24,090 or 9 . 9% of all households
are receiving assistance or are in need of assistance .
From a practical standpoint, it is reasonable to expect that assisted
tenants will be more numerous in RPD's that have relatively greater
numbers of renta l units. However, investigation did not bear this out.
Census data for 1980 were provided by the Baltimore County Office
of Planning for County RPD's showing total occupied units. The 1979
Baltimore County Population Report gives the number of owner-occupied
and the number of rental units in each RPD. The percent of rental units
in 1979 has been applied by the Task Force to the 1980 Census figures
to obtain an estimate of the 1980 number of rental units in each RPD. ('rABLE ..:)
Column B gives these figures and column C shows the assisted family
units as a percent of all rental units. Column D shows ranks in terms
of absolute number of rental units, and column E ranks RPD's in terms
of percent of assisted family units as percent of all rental units.

�- 8 Fig. 1 .

Location or assisted housing in Bal t i more County
built or under construction as o r
July, 1980

x
I~oo~~xx~oo~~xx~oo~x
.~ooxx~~~oo~~~xx

xxx

Figures include Existing
Section 8 certiricate holders
rrom both the County, Baltimore Ci ty, and the Region,
Section 236 ror ramilies
the elderly, disabled and
handicapped , Section 8 New
Construction ror ramilies.
Figures are units. Section
235 . units (home ownership)
are in brackets.

l&gt;ooaOC){xXJ&lt;:\Cross hatched areas are

X;~~~~~~~~~~~~~~~~~
_

outside the Urban Rural
Demarcation "Line.

OVERL£A
,"

DUNDAL.;K. +....
; _

BALTIMORE

C\lllNTY OFFICE

or

PLA N N~N~

AND ZONING

�- 9

-

Legend to Accompany Fig. 1.
Regional
Planning
District
!RPD)

Communit;t: Name

No. Assisted
Units for
Elderly, dis abled &amp;
handicapped

No. Assisted
Units for
Families

Total
Assisted
Units

192
0
174
1
426

19
0
24
0
407

211
0
1 98
1
833

Fork
Fowblesburg
Harrisonville
Hereford
Jacksonville

0
0
0
1
0

0
1
0
2
0

0
1
0
3
0

*318
325
319
308
327

Kingsville
Lansdowne
Lochearn
Lu therville
Middle River

0
10
58
1
77

0
302
30
1
503

*302
330
320
316
317

Mt. Carmel
Northpoint
Overlea
Parkville
Perry Hall

1
14
0
7
3

1
6
16
35
32

2
20
16
42
35

Pikesville
Randallstown
Reisterstown
Rosedale
Ro ssvil l e

9
23
43
4
3

1
34
1100
0
44

10

57
1143
4
47

U

U

C

0
105
409
20
180

0
41
20
39
199

1 761

2857

324
*307
329
331
328

Catonsville
Chestnut Ridge
Dundalk
Edgemere
Essex

*310
*303
*311
*301
*305

313
312
306
326
321
3 14

*304
309
315
322
323

liux Lun

Sparks
Timonium
Towson
Windlass
Woodlawn
Totals

0
312 + 143 Sec. 2 35
88
2
580

0
146
429 + 63 Sec. 235
59
379
46 1 8 + 206 Sec. 235

* indicates that these RPD's are outside of the Urban Rural Demarcation Line.
Figures are as of July, 1980.
Of the total family assisted units in 198O,2367were Sec . 236
developments. Some Sec. 236 tenants also receive Section 8,
Rent Supplement, or Rental Assistance payments, (239) .
In such cases
the units are counted only once.

�-

10

-

TABLE I
ASSISTED FAMILY UNITS AS PERCENTAGES OF ALL UNITS AND OF
ALL RENTAL UNITS IN REGIONAL PLANNING DISTRICTS
Assisted
Family Units
as % of all
Units in RPD*

Total No.
of Rental
Units in
RPD est.
1980**

Assist~d

Ranks of Ranks of
Family Units RPD in
RPD in
as % of all re total re % o f
all ren t
Rental Units Rental
in RPD 1980*
Units al units
1980
assiste.d
No. -1L
1 980

RPD

Communit:;t:

306
327
325
323
328

Reisterstown
Middle River
Lansdowne
Woodlawn
Essex

9.36%
5.99
2.22
1.75
2.44

6356
4028
5426
4123
8909

1100
503
302
199
407

321
322
317
312
320

Rossville
Windlass
Perry Hall
Randallstown
Overlea

1.14
0.75
0.35
0.36
0.27

2384
2160
1912
3121
1931

316
309
324
329
319

Parkville
Timonium
Catonsville
Dundalk
Lochearn

0.26
0.41
0.18
0.15
0.15

315
330
308
313
314

Towson
Northpoint
Lu therville
Pikesville
Ruxton

0.08
0.06
0.01
0
0

326
331

Rosedale
Ed gemere
totals

0
0

17.00%
12.50
5.60
4.80
4.60

5
11
6
10
2

44
39
32
34
16

1.80
1.80
1.70
1.00
0.80

15
16
18
13
17

4550
6583
3337
5264
8333

35
41
19
24
30

0.70
0.62
0.60
0.50
0.40

9
4

11
12

).2

13

8
3

14
15

10993
3055
1020
5276
727

20
6
1
1

0.20
0.20
0
0
0

1
14
19
7
21

16.5
16.5
20
20
20

398
853

0
0

22

20
20

90739

2853

0

0
0

20

Please' note that these are family assisted units, and do not include
units for the elderly, or disabled and handicapped persons.
*Baltimore County Housing Assistance Plan, draft October, 1980 .
**1980 Census data provided by Baltimore County Office of Plapning.
Except for the RPD's with the fewest ren tal units, there is Ii ttle
relationship between the number of rental units and percent of units
for family assistance. For example, RPD 306 , Reisterstown, which h~s
17% of its rental units assisted for families, ranks 5 in number of
rental units, while RPD 315, Towson, which has only 0.2% of its
rental units assisted for families, ranks 1 in number of rental
units.
It is clear that there needs to be a more proportionate djstribution of assisted units in terms of total rental units.

1
2
3
4
5
6 .5
6 .5
8
9
10

�~

11 -

There are a number of possible reasons for the discr~pancy petw;en
units and number of rental units i n some RPp '~ . It
of this report to do a study to dete rmine the relative
importance of all of these factors. However, in an effort to d~rect future
wprk, brief interviews were conducted with the HUD Econo~ist, the Directpr
of the County Section 8 office , and the Executive Director of the Homebuilders Association of Maryland, all of whom are obviously very Well informed about assisted housing and the rental situation in Balt~more GQunty.
They were simply asked what, in their opinion, were the re~sons tOt the
discrepancy.
p~rcent of assisted
i~ beyond the scope

From these interviews several factors which might be
ipentified.

resppnsi~le ~ere

1. High rental vacancy rates in some RPD's (such as Es~ex a~d ~idple
River) would tend to make landlords mo re interested in particip~tin g in
the program.
2. RPD's which had developable land when the Sec. 236 progr~ flour~shed
in the early 1970's (such as Reis terstown-Owings Mills and Essex-M~dcle R~vef~
became the sites for these developments. In contrast, Towson apd Dpndalk,
for example, had little suitable developable land, being well puilt-up.
3. High land costs, as in Towson, for example, would also. work
locating Sec. 236 developments · there.

~g~~nat

4.. Rents exceed the HUD Fair Market Rents i n some areas, eQP~qia~lY, fOr
exampie, in Cockeysville , even with the FMR increase recently, gr ~ nted by
HUD to North Baltimore County.
5. Low density zoning in some areas constitute an obstacle to Section 9
New Construction and Section 236.
6. In some RPD's, such as Dundalk, although there are a fairly large
number of rental units, many o f these are located in individual hpmes.
Tpere are few apartment developments. Tenants in the individual ~ome~ do
not tend to move very often.
7. Unwillingness of landlords to participate in the prpgram is a factor
very diffi cult to assess. This item wa s no t men t ione d by the HUD Economist .
It is included here because it was checked by a substantial p~oportiQn of
Section 8 tenants surveyed as being an obstacle to findin9 hQ~sing. It
was the opinion of the County Section 8 Dire ctor that there was reluctqnce
to participate early in the program. This reluctance has now been lar9~ly
overcome, at least among managers of the larger apartment developm~nts.
Currently the only important reason for lack of participation by mangers qf
developments is due to their units being priced above the Fair ~arket Renta.
The Director believes that the 93 manage rs of developments currenuly (Dec~
~er, 1980) participating in the progr am represent virtually ' 411 of th ose
w~th units at or below the FMR's.
The of fi c e i s making 0~trea6h efforts
to continue to recruit the smaller landl ords into the program ; 'The section 8 office advises prospective tenants to go in person rat~~r th~n simply
to ask over the phone whether an apartment accepts Section 8 tenants.
The Task Force is unable to resolve without e xtensive study the cQn~
flict between recipie nts' opinions th at l andlords are u~will~ng to parti~
cipate with the statement of the County Di r ect or that al~ ellgible land~
lords, at least of larger comp l exes , are i n fact now participating.
,

�... ~2 -

References for Section IV and V .

•
.

\' \

\.

1.

Baltimore County Housing Assistance Plan, 1980, dfaft.

2'.

A L:j.stinq of Low and Moderate Income Housin
Reg~on, Reg~ona
P ann~ng Counc~l,Jan.,
8

3.

Proqrams of HUD, U.S. Depar'tment of Housing and Urbil.n Development, May, 1978.

4.

House Hunters Handbook, Baltimore Plan for Affirmative Marketi~ .
in Real Estate, Dec., 1979 (available at Balti~ore Neighborhoods) ·

5.

Housing Programs that Work, Community DeveloPlllent Admil'\istrat~on
Annual Report, 1978-79, Maryland Department of Econpmic anq
Community Development.

6,

and Services Available to
t~more County Development Coor

;in the Baltimore

7.

Self Help Guide:
Information and Referral List, Baltimpre
County Commission for Women, 1978.

8.

Baltimore County Energ~ Programs, Baltimore County Departmen~s
of Social Services, Ag~ng and the Human Resour~es Developm~nt
Agency of Baltimore County, 1979.

9. , Human Res~urces Development Agency of Baltimore Gounty brochure
of programs and Housing Report, 1979.
10.

Federal Register (FR), October 12, 1979.

�- u
VI.

_

Interviews a nd Surveys

The Task Force decided that the most direct way to find out how
well the assisted housing programs were working was to i~terview five
groups of people who are involved with these programs. Three grqups
are directly involved: managers of apartments in which assi$ted tena~ts
. live; Section 8 tenants themselves; and officials of the Bal~imore Area
HUD office. Two other groups are indirectly involved; principals of
eleme~tary schools near apartments with assisted tenant$; and community
leaders, ,c lergy, and PTA presidents living near these apartments.
A.

Interviews of Managers

Managers of 13 apartments were ~n t erviewed either face-to-f~ce, by
telephone" or by mail, if they p r efer red. All apar~ent developments '
wh~ch were chosen had at least 15 secti on 8 tenants who had been living
there a minimum of eight months at the time of the interviews. two
apartments were under the Section 236 mode rate income progrqm, w~th some
of their ,tenants receiving rental assistance in addition to the benefit
of the Section 236 subsidy, or who were rece~ving Section 8 in the
private units not under the Sect ion 236 subsidy.

Results :
Fig 2 shows the location of the apartments with the letter
"M" denoting specific apartment man agers. The results of the interviews
are summarized below.
1. Assisted tenants constitute a smalle r percentage of all tenants
than the" HUD guidelines permit. The percentage of assisted units in &lt;\11,
13 .developments ranged from 3% t o 18 % with a median of 8%. The two
section 236 apartments had 33 % a nd 8 3% of their units assisted.
, 2 • . Seven managers r eported Section 8 tenants to be scattertTd throughout their developments. The managers of the two Secti,on 23~ devlillopl\lepts
reported clustering of assisted tenants, which is mandateq by the program.
One other manage r reported clus tering, a nd three did not knQw .
3. Turnover amo ng as s isted tenants is estimated t o be e qual to or
less than ' turnove r i n private un its in the s ame deve lopll)e nt.
Estimated ~edian percent tur nover for Se cti o n 8 and RAr (Rental
,Assistance Program) was 5% (range near 0 t o 40 %) . Estimated ' med i an pe r cent turnover f or conve ntiona l units was 10% (r ange near P t o 57 % .
)
4 . .Vacancy rates were reported to b e ver y l ow (between 0 and l %
)
for Section , S a.nd RAP and b e t ween 1% and 2% fo r conventional units.
5. Secti on 8 tenants are most often obtained by
Baltimore County and Baltimore City.

referra~s

from

6. Managers overwhelmi ngly regard assisted programs favorably. Th~
most common l y reported pos iti ve feature s were th a t the prog~am helps
people and t he opportunity it provides t o ma nagement for tenqpt selectiop.

�_ 14 _

7. When asked to identify negative features, four manage~s felt
that",the programs had no negative features, three said ass~!/ted tenant,/!
sometimes cause problems, two thought the programs should not help
able-bodie.d people, one would like higher rents, one objected to the
inability to raise rents for one year, and one complained of the lack
of management opportunity to screen tenants, this last statement be~pg
contradictory to the views expressed by some other managers.
B. When asked to suggest improvements, seven managers fett the
programs need ' no improvements, two felt the programs should not help
able-bodied people, one thought the Sec. 236 paper work shou14 be
simplified, one thought more money should be put into the prpgrams to
cut the waiting list, and one thought more cooperation from the Coun~y
Section B office was needed in screening tenants.
9. Eight of the managers thought assisted tenants were sati~fied
and the others had no idea about tenant satisfaction 9r did not answer,

10. Managers' assessments of community reactions to assisted tenant;l!l
ranged widely from one favorable, four neutral (or no problems), two
negatives, and six who did not know or did not answer.
B.

Interviews 'of Principals of Elementary Schools Near Apartments
With Assisted Tenants

Fourteen principals of elementary schools near apartments with
assisted tenants were interviewed by telephone. Fig.2 shpws ~e 10catiQn
of these schools, with principals' locations desgnated bf "P".
The most important findings are summarized below. The ~ripc~palF.
were asked open-ended questions about their experiences w~th assiste~
tenants, what impact assisted tenants had upon their school or community,
,!nd ,' how . assisted tenants differed from other renters. They w~re als9
aSKed to indicate what they thought were the most positiv~ anp n~gat;':lfe
features of the housing assistance program and to suggest so~utions to
any problems they had mentioned.
The most outstanding findin g was th a t almost; all principals stated
that they had no idea who among their pupils received housing assistance
(12 principals). They were therefore unable to indicate any differenp~s
between these children and others or to describe any impact of ~ss~sted
tenants.
Comments were made by several principals to the effect that low
income families in general tended to have more problems than others.
Most of the principals (10) had nothing to say about the pqsitive
or negative features of the assistance programs. The others made comment~
about the , assistance programs meeting human needs, providtng a more
pleasant environment or providing a suburban environment to a wider
economic range of people. The few who pointed to negative fea~4fes referred to assisted families as having more problems, being more trallsi, ef\t;~
and to the programs as not addressing the persons' total need, as nee~ing
checks for fraud, and as being insufficiently integrated.

�Fig. 2

Location of apartment manage rs, elementary school
principals and community leaders interviewed

managers (13)
principals (~4)
community leaders (31)

m:
p:
c:
xxx

BAl.TIMORE

COIlNTlr r;r-n'::E

- 15 -

Of

RPD's outs~de of
the Urban Rural
Demarca tion Line

Pi.AHNIN\,

.\NI! ZONINC

�- 16 -

Since s o few responde~t s had any negative comments, most ma~e n~
repl ies when asked fo r solutions (11 principals) . Solut ~ ons s~ggeste~
by t he others, even though few, were important for ~e Task Force's
pur poses, and are consistent with many of the suggestions made by
commun ity leaders, des c ribed in the next section. These sugges~ion~
were : a social worker near apartments with assisted ~enantp; ~amily
couns e lling; an insti tuti.onal o utreach to low inoome persons to help
them become contributing members of society; and avoiding very ~igr
concentrations of assisted fami lies.
.
Of the comments not made in response to particular questions,
several contained val uable suggestions for improving the assist~nc~ pro~
grams' functioning. These were : schools in such flreas should h elVe
more resources availabl e t han schools in more affluent are as with
consequently fewer pupils needing additional services; assistep fami1ies
l i ving in one very large isolated development have many prOQlems I scl'\601s
are trying to cope with some of the assisted children's prob~ems Py
recreation and Scouting programs; it is possible to have the ~inq of
relationship with t he management of apartments to anticipate school
popUlation changes accurately .
A few comments were made that the community has been open to the
"new comers," that children get along well riding the bu,?es, Gino. that
th e re was a strong integrated PTA in a predominantly white area.
C.

Interviews with Community Leaders Near Apartments with Assisted
'/
i
Tenants

Thirty-one community leaders, including two clergr, 14 PT~ pre~i~
dents, 9 presidents or pas t presidents of community associations, apd
three persons heading s pecial social interest groups (BaltimoFe poun~y
Tenants Association, Human Resources Development Agency, DUPQalk ~AACP)
were . interviewed, using an open ended interview, by seven Task Forc~
members . Four res pondents were Bla ck.
The RPD's in which the respondents live are:
'32 5 (Lans downe )
2
328 (Ess ex)
3
316 (Parkville)
2
2
320 (Ove r lea )
3
329 (Dundalk )
32.1 (Middle River ) 4
315 (Towson)
3
See .Fl.g 2 for map locations in which "Cit

321
324
330
319
322
306

(Rossville)
(Catonsville )
(Northpoint)
(Lochearn)
(Windlass)
(Reisterstown)

de notes community

2
2
1

2
2
3
~~pd~rs.

The rep lies we re class ified into f our admittfildly somewhat over-;lapping catego ries .
1. Comme n ts about ass is ted t enants themselves, positive app

neg~ti¥el

�-

17 _

2. Comments about their i mpact on the community, school or congregation;
3. Positive or ne gative comments about the
programs;

~ousing ' a~5i~tan~e

4. Proposed solutions t o any ne gative features mentionep.
lao Comments about assisted tenants:

positive or

neut+a~

Twenty-five respondents reported ei~er som~ ~avqrable ex~
periences, no experience, or saw no differenc ~ betw~en as s isted
tenants and non-assisted tenants.
Ten leaders reported generally favorable experiepqes wi t 9
assisted tenants, or made specific favorqble ~~mmen~s, su~r
as: good behavior of tenants apd chi~dren; ha~ relatfves
benefitting from the program; housing lookS, the ~ame, il!iststep
tenants more involved in PTA, Scouts or chuJ;ch a9t~vi ti~i&gt;.
Six of the respondents in this group alsq sa~d they saw ~o
difference between assisted and unassisted te~ants ! E~g~t
other leaders perceived no difference between as!i~sted and.
non-assisted tenants, or did not know who is aSllistep and wpo
is not, but two of these added the comme~t ~h~t ~ey ~ave n~
e xperience with assiste d t e nants. Seven othe~ lead~rs simply
said th ey h ave h a d no experience with as~isted tenant!!.
lb. Comments about ass i sted tenants:

negative

~~ prob~emm~t~cal

Some of the respondents making positive or pelltraJ,. comments
also made nega t i ve or p r obl emmatical one~, Six resj?Qndentll
made only negat ive comment s.
'
The most often made comments dealt with assisted ten~nts being
perceived pS destruct ive of p r operty (7) or a~ beinS tran~~ent
( 9).
Five respondents thought ass is ted j:;enants h ad fl qrej\t.er
need for se r vices or transportation to servi ces . 5i&gt;\ refe n;ed to
negative .at ti t udes on the part of assi sted t e fl i:'\ n ts or t o di!l,
ruptive behavio r . Three respondent R said a Ssis~ed t ~n a nt6
face ma intenance or landlord prob lems.

A number of miscellaneous coroments '\-Tere made ~ a.ch P¥ Olle
r espondent. Six of thes e refe rred to problem!! e xp~~ien~~d
b y. ch'ildr e n .

�-, 18 _

2a. Impact on community, school or congregation:
neutral

f

pc;&gt;sitive 011
,

,

'

Eleven respondents reported that there was no effect or no
negative effect either on the community or the sehooi. Three
others reported 'that they did not know whether thelie h~d been
any effect due to assisted tenants .
.There were very few reports of a positive effect. Four ref3~
pondents said the presence of assisted tenants had helped to
get Title I programs in the schools. One person commented
that the assistance program probably held down the crime rate.
Another person said that people already in the community ~r~
receiving housing assistance, and this same person describe9
community efforts to help burned-out familie~ in an assisted
development and other kinds of community help.
2b. Impact on community, school or congregation:

negqt~v~

A total of 16 respondents cited one pr more negative eff~cts.
, The most frequently cited negative effect related to sch~ol~.
Nine r~spondents reported such items as 10werin9 the quality '
of the schools or level of pupil performanc~, an extra dr~~n
on school services, high pupil turnover, other parents putting
their children in parochial schools, discipline prpplems and
vandalism, curtailment of extra curricular activities because
assisted children cannot afford them, and fights or int:j.midatioJl.
General negative community effects w~re meqtioneq by fou~
respondents who used such words as degraded, stigmatized, or
bringing in lower elements .
. Some responqents were more specific in their cit!i~iops of n!lga~
tive effects on the community. Four referred to an :j.n~rea~~
in .crime or .to fear of crime. Three persons cited Proble~s
with unsupervised children, or assisted childr~n being p~ a
different background from the others. A number of other Jlega~
tive impacts were cited, each by one or twa respondents, and
these comments do not fall into a few categories .
. In sum,. the respondents were clearly split between those who
cited one or more negative effects (about half), a~d the othen~
. half of whom saW' no negative impact on the ,coll'~ul1ity pr !!chool,
or who did not know whether there was an impact! or who cited
positive enfects. Since this last group is very few in number
(four), one conclusion is that community leaders se'e very fev,
posi tive effects on their communities attributable to assisted
tenants. This conclusion is further substantiat1~ by the aJlsw~r~
asking for positive and negative features pf th!l as~is~anp~
programs themselves. Very few persons saw posit;ive ~ea'jn~+e!&gt;
related to the community, but many saw ben~f~ts to recipiehts
(see section 3a).

�I

1,9

I

It is probably not reasonable to expect that a comm¥nity ~ould
view favorably the addition of many people, especially if they had low
or moderate incomes. On the other hand, almost half o~ the respondents
identified no negative effects, general or specific.
3a .. Comments about tl).e housing assistance, program:

posit~ve

Twenty-one community leaders made v arious kinds of positive statements about the programs. Most of these statements referred to
benefits to the recipients. Only two of these comment? referred
to benefits to others besides the recipients. The othe~ ten respondents did not know whether there were any good features or ~id
not· answer. Two stated there were no goOd feature?
3b.. Comments about the housing assistance , program:

~egative

Eight respondents either said there were no negative aspects \ fha~
th,e y did not know whether there were any negativ~ aspects ( or did
not answer .t he question.
I
The other 23 respondents ' made one or more negative commepts.
,of these 23 also made positive comments.

Some,
.

There were a number of miscellaneous negative co~ents ma~~ op+y
once. However, some common themes were apparent ~n s F~dy ~ng the
,replies, with the first item being mentioned more often tpan any
of the 'others;
- fraud or misuse of funds, either by the tenant or management
- overconcentration of assisted ho using and lack ofi prior
plarining for support services;
-

in adequat~

supply of units;

- inadequate screening of tenants by

manag~ment;

- the program may discourage independence on the part of
r ecipients;
lack of a ccurate and updated information on where &lt;;lssisted
housing is located.
4 . Propos ed solutions
Among the most important aspects of the community ~eader int~rv~ew~
from th e Task Force's perspective were the suggest~on~ m~de for
improving the programs and dealing with problems.
Eighte e n respondents made one or more suggestions cpvering a wide
range of topics, which are grouped into several ca~ egqr~es .
Providing services to recipients
Such items as social ~ervice~, f
local social service center, transportation, recreation, couhselling,
consideri ng re cip ients' preferences for location, smaller clas$e~
and mor e teachers i n schools, control o~ vandalism, a nd g~idance '
regarding person al mainte nance were specifica lly mentioned .

�_ ;10 _
Increasin reci ients' involvement in the commu~it and edu~a~in
t e commun~ty.
T ese poss~b~ ~t~es ~nclu e ~nvb vement ~n PT~'s,
churches, community associations, and recreatio~ programs.
Assurin'i' that assisted tenants should be scattered, not clustered .·
One add~tiona l respondent felt that the idea of scatter should be ',
re-evaluated since it breaks up Black communities, and qlso felt
more assisted housing should be built closer to t~e City for the
same reason .
Providin better h sical maintenance of buildin s and communities,
or a ous~ng code.
the HUD rograms in th~ fallowin
Closer a ercnce to gu~ e 1nes no
further specification, but the statement was made in a context o~
fraud); better monitoring to insure income eligibilitl of recipients;
better planning to avoid placing an assisted proje,ot in a 'comfortable"
are·a causing it to go downhill; keeping flux of assisted tenants
manageable; better screening of tenants; continuing ~unds to recipient~
for a longer period to help them become self sufficient; building
housing for middle income families, especially young fam~lies; hiring tenants to help bui:!.d their own uni ts ~lhich they would then live
in at a very low rent; the County itself buildi~g Ipw in~ome ho~sing.
VI.

D.

SURVEY OF SECTION 8 TENANTS LIVING IN BALTIMORE COUNTY

One of the most important aspects of the review of housing assistance
in Baltimore County is an evaluation of the experienc~s of assis5ed
tenants. Through the cooperation of the staff of the Regional Plan~ing
Council's Regional Section 8 program, surveys returned by 49 tenantp by
April 21, 1980 were analyzed. Using the same form with the add~tion of
two questions and the deletion of part of one question, surveys were
subsequently sent to 186 Section 8 tenants housed in Baltimore County
using City certi ficates (surveys mailed in June and July 1980) supporte~
by a letter from the City's Housing Commissioner. Surve¥s were al~o ~ent
to 137 tenants in Baltimore County under the County's ~ocal section 8
program with a supporting letter trom the County's Sect, 9n ~ office
(surveys mailed June and July, t9 80) . Replies we re received from a
total of 224 people . . The surveys were not al'.onymous (althol,lgh ~onfid!'ln..,
tiality was assured) because RPC had wanted to know of any problems
which were reported by particular tenan ts.
The percentage of returns was fairl y high, being 49% for City
certificate .holders, 61% for County Certi ficate holders, and 66% for
Regional certificate holders.
Detailed tabulations are available upon request supporting the
following summary of results of these surveys.

,

�- 21 -

1. Tenan ts i n all thre e subgroups tend to be distr ib u ted wi de l Y
through out th e urb a ni zed are a s of the County. However, five z i p code
areas c ontained 55 % of ~e tenants surveyed. The zip code are as of
g rea test concentrat i on are 21207 (Lochearn) , 21220 (Middle River ) ,
2 1117 (OWing s M
ills), 21221 (Es s ex) and 2 1234 (Parkville). Thi s
d istrib ution and th e di stribut ion of all assisted housing in t he County
( see Section I V) a re s i mi lar in showing Reisterstown-Owings Mil l s ,
Essex, and Middle Ri v er 1:"0 be the areas of greatest concentrati on .
2 . Eighty p e rc e n t of all households surveyed were headed b y women,
1 1% were couples , and 8 % were headed by men. Thirty-five perce nt of
all househo l ds surv e yed were elderly, disabled, or handicapped . Most
o f t he families with c hildren had one or two; on l y 11% of f ami l ies
with ch ildr en had thr e e or more .
3 . Of a l l City c ertificat e holders in the Co u nty as of 6/80 ( total 1 83) 67 % were Black and 31 % were elderly, disabled or handicapped. Of
all County certi f icate ho lders (t otal - 855) 21 % were Black and 46 %
we re e lderly , disabled or hand icapped.
4 . Al l three g r oups reported difficulty in f inding housing a n d to
about the same d e gre e ( 71 % to 82 % r eporting hous i ng very or some wh at
diff icult to find ) .
5 . Sligh tly mo r e of the Regional ( 4 7% "No;" 4 1 % " Yes") and City
(50 % "No; " 41% "Ye s") certi ficate holders answe red " No " to t he ques t i on,
" Did you find h ousing in the community of your first choice ? " Thirty one percent of Bal timore County certificate holde rs an s we red " No " to
th is quest ion , a nd 60 % a n swered "Yes". A substantial proportio n of
Sec t ion 8 tena n t s in Balt imo r e Coun ty are not living in the conununities
of the ir f irst c h oice .
When a s ked why hous i ng was difficu ~ t to f ind o r why th ey di d no t
l ease in the commun i t y of their f i rst choice, 106 of th e 224 (47%)
checked "landlords unwil li n g to part icipa te in the p r ogram;" 54 ( 24% )
checked "unit too far f rom t r a nspor tation; " and 42 (1 9 %) c hecked "uni t
t oo far f r om s hop p ing or oth er s e r vi ces I n ee d . "
Th e thre e s ub groups showed some d iffere n ce regarding th e i r se l ect ion of t hes e ~h r e e responses . Many more City ce rtifi c at e holder s (6 4%)
than Regio nal ( 39 %) or County (35 %) c e rtif i ca te h o lders f e lt that l and1 0rd 9 were unwilling.
Reg ional c erti fi cate h o l de r s ( 29%) we r e somewhat
more l ikely to check "unit too far ... " than th e City ( 1 9 %) or County
(13%) certificate holders.
6 . Fe e li n g d iscriminated against was r e po r t ed b y 82 of t h e 2 2 4 re sponde nts ( 3 7%) and th e three subgroups were simi lar to ea c h o t her in
this respec t. The mo st frequently che c~ed re ason wa s p ar ticip a ti on in
a gove rnment h ousin g p r ogram (54 or 24 %) followed closely by " re c eiving
Public Assistance ( 41 or 18%) . Race wa s checked b y on ly 17 (7 %
).

�-

22 -

7. Forty-nine percent (llQ) of all those surveyed reporte d be i ng
"very satisfied" with theil;" present unit and 25% (57) ,reported peing
" somewhat satisified. "

City certifica4e holders report: much less satisfaction (64 % reporting very and somewhat satisfied, compared to Regional (78 % and
)
local County certificate holders ( B4%).
Seventy-three percent (163) o , all respondents reported that t h e
f
Regior.al ' c ertimove to their present unit had iI!lproved their housing.
ficate holders checked "Yes" to this question more than City C' e rtif i c " t;:~ ,
holders (71%) or County certificate holders (6q ~ ). It should te kept
in mind that 45 of the B4 in the last group were assisted "in l? l a c e."
B. When asked to check as many as they wished of nine i te--ms t h ey
liked best about their present unit, 104 (46%) checked the sh,e of the
unit1 99 (44%) checked paying leijis rent1 92 (41%) liked the nE 'ighborhood or neighbors better than the old neighborhood; and 75 (3 3%) f e lt
their present unit was more convenient t9 shopping and other se rvi ces .
The three subgroups were similar in their priorities except ti,at the
Regional and City certific:ate holders checked "better sehools " as the
fourth ranki~g item, while County certif+cate holders placed ' conven i enye
to shoppin g and other servioes" fourt04,

9. When asked to check what they liked least about thei .r presen t
unit, the five top ranking it~ms a~l related to transportation (transportation not as convenient; further from friends and relativEl s; further
from services and further from jobs or job opportunities). The "o t her"
category was checked by 2?% of all responpents.
Items listed unde r
"other" tended to be clus1:ered qround complaints of poor Il'.ain t:enance,
and vermin, espeyially for the City and local County certificate ho l de;rs.
10. Staff was rated as very helpful by almost all respondtmts.

11. Almost all respondents found little or no difficu l t y i n und e rs tand i ng the f o rms used in Section 8 processing .

12 . Seventy-four p ercent of City c e rtificate ho l ders r a ted t he ir
r e l ations with management as ~ither "yery g00 d " or "satisfa ctory . "
The comparable figure for County certificate holders wa s 88%.
13. W
hen asked whe th e r they rec e ive d the same se r v i c e s from management as did non-assisted tenants, 6 8% o f City cert~ficat e h olde rs and
90% of County certificate holders che c ke d "Yes."
There ~I e re a f ew
scattered co~nts that service was poo r fo+ assisted and non - a s s i sted
tenants. This and the p!:"eceding items we r e not a sked of Reg i on a l Certi ficate holders.
VII .

THE PROCESS BY WHICH THE SECTI ON 8 PROGRAMS OPERATE

Persons d e si~ing spec i fi c de ta i ls a bout tpe progr am shou ld con tac t
th e Section 8 of fic e s i n t he jurisdicti pns in which theY l ive o r wish
to live. Thi s s ection qOnt a ins information abou t t he g eneral p rinciples
under which t h e progr am oper a t~s. The in f or ~a t ion was p r ovided by th e
Baltimore HUD Ar e a Office a nd th e Re giona ~ Planning Co u nci+ a n d b y
re ference to "A Housi n g PI a l) for t he Baltimore Reg i ,&gt;n, 19 7 7 , Regiona l

�- 23 -

Planning Council, to the HUD Handbook 7420.7, Nov., 197 9 , "Pub . i c·
Housing Agency Adrnin ist r~tive Practices Handbook for the Sectio n 8
Existing Housing Program ," and by the Baltilrore County Section 8 office.
A.

Allocation of Section 8 Units

~ n~eds factor and a deconcentration factor go into the formula for
assigning the percent of assisted funds for the various jurisd ;. c tions .

(1) The Ipcal housing assistance needs as a proportion o f t h e
Region's needs (minus units alr~ady assisted) are computed and updated
annually for changes ip housing stock.
(2) The proportion of the jurisdiction's assisted housing s tock
is computed and compared to the Region's proportion oJ; a ss iste! housing
stock. The regional propqrtion in +976 Was 4.9 %. Balti more CJunty 's
percent of assisted housing was 1.4% which is actually 3.5% le;s t h an
the Regional proportion.
This difference was divided by the total of all differenc ~ ~ f o r
jurisdictions falfing below the regional p~rcentage of 4.5%.
\l l 5
counties were below it, and Baltimore City was above. This r€3u l t
produced the deconcentration factor.
The needs factor (1) (i.e., the percent of hpus e holds neEjin~ as ~
sistance in Baltimore County) was we~ghted 71% to give high pIiori ty
to unmet needs locally, and the qeconc~ntration factor was we j ~h te d
29%. This procedure resulted in 20.6% ~eing the ~ecommended f =rcen t
of available assistance funds to be allocated to Baltimore COlnty .
Certain modifications are th~n made to allow for adequate pro:' ect size
for new construction and local administrative and market capatity.
All of the above is done by the Local Plans and Policies Committee
of the Area Housing Council, wh~ch has a representative of each juri s,
diction on it, and HUD, and any deviatioqs must be approved b~ both.
Any funds unused by a jurisdiction are redistributed to the olher
jurisdictions.
B. Tenants' Processing:

Righ ts and Responsibilities

An important principle of the Existing Section 8 program i s to
maintain thE1 anony.mi ty of assisted tenants. The program. permits tenants
to have greater choice and prevents stigma.
. The local Section 8 office provides counselling about th e care of a
u~~t.
If a t~nan~ ha~ a problem, the housing a ssistance aide will r efer
h~m/her to an appr?pr~ate agency, or will even send the name o f the tenant to the appropr~ate agency requesting the agency to contact the tenant .
The tenant should be given a copy of the leas e.
The tenant is r e c 7r ified each year ~or his/her contribut ion to gross
rent whi~h includes ut~l~ty allowance by the Public Housi ng Auth ority.

7

�-0

- 24 -

If there is a tenant-~andlord problem, the tenant is firsc asked
to try to resolve it wi th the landlord. That failing, the tenlnt may
appeal to the PHA, which, if it sulilstantiates the violation, glves the
landlord a reasonable time to correct it. If the violation is uncorrected, the tenant may be given .,nother certificate an-d may look for another unit.
In Baltimore County, if the tenant and landlord do not resolve the
problem (which is usually over maintenance) the tenant is advised t o send
a letter to management, carbon copy to the Section 8 office, a:ter whichthe office will contact management to correct the situation.
[f the
complaint is uncorrected and there are other valid unco r recte d management complaints the County Section 8 office will refuse to all)w the
offending apartment development to continue to participate in ~e
program.
There is no outreach from the HUD Area office for measuri1a tenant
satisfaction. HUD has to respond within five to ten day s to a complaint.
Tenant complaintii' to the HUD Area office currently average abOlt one
a week. HUD makes referrals to appropriate sources when it ca1, de pending on the nature of the complaint.
The County section 8 office informed the Task Force that there
are very few tenants against whom any complaints are made abouc damaging property and an even smaller numbe;r against whom complaint; arc
made for amounts lar~er thqn the security deposit. In the pas t year
less than $1000 was paid out to landlords in damages no t cover~d by
a security deposit.
The County Section 8 Director reported that there have b e~ n only
about half a dozen evictions since the program began in the CClnty and
most of these were for n9n-payment Of rent.
Since both community leaders and school pr;i.ncipals sometines
commented about transience as being characteristic of assisted tenants,
the Task Force checked this matter out with the Baltimore County
Section 8 office. As stated in Section VII of this re~ort, Se::tion 8
tenants sign a one to three year l ease , and are recert1fied each year
for elig i~ili ty . At that time some choose to move and/or a~e ineligi ble
for continued assistance, us ually due to increased income. When aSked
specifically how many assisted County tenants leave without notice
before the lease is up, the estimqte was giyen that no more than 15 tenant,s
do so each year . This is a little more than 1 % of the more than 1,20 0
assisted tenants living in Baltimore County under the various Section ?
programs. About the Same number each year move with notice. Tenants ar~
permitted to break their lease if the manager agrees not to ho l d the
Section 8 office responsible for the balance of the term of lease. In
- such cases tenants are issued another certificate and lOOK for another
unit. The County Section 8 Director estimated that lease breaking is
more common in rentals in the private s~ctor than among Secti on 8
tenants .

�- 25 Following application for Section 8 assistance the tenant is oriented
to the requirements of the program and given suggestions as to \o,here to '
seek a unit. The tenant's contribution to the rent is computed, based
on all sources of income, family size, and unusual medical or other expenses. The tenant's gross income must initially fall within the income
limits established by the HUD Area Economist's office. The tenant's cqntribution is up to 25 % of his/her gross adjusted income, and the PHA pays
the balance directly to the landlord. The market rent of the unit p lus
. utilities must be at or below the level of the fair market rentf; es tablished by HUD.
C.

Landlord's Rights and Responsibilities

The Section 8 Rehabilitation program provides landlords wi t:h an incentive to upgrade their properties.
The landlord has a right not to renew a lease, but in Section 8 New
Construction and Section 236 developments, in order to rema i n in the
program, management must "give cause" for failure to renew.
If a unit becomes vacant, the PHA is liable for up to two months'
contract rent minus the security deposit for delinquent rent and tenant
damages. If the unit remains vacant, starting with the first dey of
the following month, the landlord is also entitled to 80 % of thE' contract rent for an additional 30 days. The security deposit is ~; 50 or
one month's gross family sontribution, whichever is greater.
A difficult feature of the programs is the maintenance of units at
standard quality. The quality of management is cruci al to the fuccess
of the programs. HUD spot checks the County inspections.
Another difficulty of the program according t o the County Eection 8
Director is the requirement laid ~pon management for the evict jon process.
It is more cumbersome than that required of private sector land lords and
should be made comparable.
Both the Area HUD Director of Housing Management and the CCoUnty
Section B Director thought the strongest feature of the program was the
. help it provided to peo~le. The County Director also felt the experiences as a Section B tenant promoted the seek~ng of employment for a
number of persons. Both agreed that maintenance was a serious problem .
The County Director said that staff has little information about
fraudulent practices which may be carried out by te nants and would like
to have more me ans for tightening up this aspect of the program.
D.

Administrative Policies
Existing Section B:

The PHA is required to do an inspection prior to execution of t~e
Housing Assistance Payment contract. The tenant initially is required
to inspect the unit. Two inspection sheets are completed and the tenant is given a "kit" of documents. The Baltimore County Ins pector's
office does the actual inspections for the PHA. Then HUD is r equired to
inspect a sampling o f units on a periodic basis .

�- 26 -

Fair Market Rents for New Construction and Substantial Rehabi l ita~
tion Section 8 are based on a sampling of rents paid for comparable newl~
constructed units of a modest price. A rental rate sufficient to pay
back mortgages id determined. Amenities in the proposed d e velopment
are based on what prevails in the SMSA. Rates are published in the
Federal Register for comment. Developments most similar to the proposed development are pooled.
A suggestion was maqe by an official in the HUD area o ffi ve elat
there should be reciprocal certificates natiom~ide. Mobility nee d s to
be greater. NOw, certificate holders from other jurisdictions mus 1 go
;
to the rnttom of the waiting list if they apply for a local Se"tion 8
certificate in another jurisdiction, unless they are moving from o n e
jurisdiction in the Region to another and are working in the n e w j u r is diction.
The local Public Housing Authority (PHA) guarantees that 1be
tenant does not lose his/her subsidy. The PHA does not termin; ,te i\
lease, only the Housing Assistance Payment. The subsidy goes ~lith
the tenant, not with the unit.
HUD pays an administrative fee of 8.5 % of the monthly r e n ~; based
on the fair market rent of a two bedroom unit to the State De p artrn,mt
of Econornic and Community Development, which in turn pays tQe Balt i mor e
County Section 8 office a portion of that amount.
HUD's policy for Existing Section 8 is that no more than f i ve un i ts
or 25% of the units in a building (not total developme nt) ma y h e S ' ~ ct i o"
8. This means that in buildings with five or fewer units, all c o uld b e
assisted. For example, if an apartment complex has ten bu ildi ngs , each
with five units, all could be assisted.
If the ten bui ld ings ,~ach h ad
100 units, only 25 in each building could be assisted.
This regulation is sometimes not strictly enforced becaus l! o f the
difficulty of getting landlords into the program and the n e ed t o g e t
tenants located as quickly as possible.
Fair Market Rents are not determined i~ the Are a Office for Existing
Section 8 units. A national survey is done by HUD every four y e ars o n
a rotating basis in cooperation with the CenEus Bureau. The average
rent of recent movers is determined and the fa ir market r ents are based
on this figure (which means about half of the units are ineligib le.)
Proposed fair market rents are published in L;e Federal Register for
comment. The Area office may request chanses if new data are p roduced
that are inconsisten t with proposed F~1R' s. For example, a sepa ra te
market area has been established for north Baltimore County, which has
higher private rentals.
Section 8 New Construction
Section 8 New Construction may be 100 % as sisted or any percentage
(mixed income) depending on allocations to the County and what th.e
County Housing Assistance Plan recommends.

�- 27 -

VIII.

DEFINITIONS OF TECHNICAL TERMS

Areawide Housing Opportunities Program (AHOP). This is a combination
of several programs and was awarded as a bonus by HUD to the Baltimore
Region in 1978 because it has an approved Area Housing Plan for the
Region. A second allocation was awarded in 1980. It includes the
Regional Section 8 program, counselling and referral, mortgage assistance,
and increasing minority ·sales associates in the real estate industry.
It provides additional assisted units for use in the Region.
Co•. .munity Development Block Grants. These were established by the
Housing and Community Development Act of 1974 to replace most of the
older categorical programs, such as Model Cities, Urban Renewal, and
Sewer, Water, and Open Space grants. Choice of activities is left to
the local jurisdictions, so long as certaj.n civil rights and citizens
participation assurances are made, ~he jurisdiction has the administrative capability of carrying out the programs, and the activities proposed
are eligible, under a very broad definition of eligibility. Activities
should either principally benefit low and moderate income persons,
remove or prevent slums and blight, or meet an urgent need which has
recently arisen. The most important kinds of ineligible activities are
income maintenance, building public housing, hospitals, large libraries,
government buildings and other such edifices used by the entire jurisdiction, and the continuation of existing services.
U.S. Department of Housing and Urban Development (HUD). The Federal
agency which allocates funds and regulates the assisted housing programs.
Human Resources Development Agency of Baltimore County. A private
agency which specializes in various services to low i n c ome County
residents.
Income
Assistance. El igibil jty is
limited to lower ~ncome fam~l~es also def~ned as low and moderate income
families). Th ese are families receiving less than 80% of the median
income of the area. The exact amounts depend on family size. Very
low income is defined as less than 50% of the media n income of the area .
Ne ighborh00d Strategy A17.ea (lISA). This is a community upon which
a number of community development activities are focu s ed, funded in
part or entirely by CDBG funds.
Public Housing. There are several kinds, all of \-lhich l1'.Ust be administered by a local housing authority. Since Baltimore County has none,
the administration of the County's local Existing Section 8 program has
been subcontracted to a Realtor, whose office serves as the Publi c
Housing Authority (PHA) for this purpose. See the Appendix o f this
report ("Program s forDirect Housing Assistance to Low and Moderate Income
Persons in Baltimore County ") for information about other programs.

�- 28

-

Regional Planning Council (RPC).
It was established by the Maryland General Assembly in 1963 to provide an in te rjurisdict ional forum
through which the six major jurisdictions (Bal t imore City, Anne Arundel,
Baltimore,Carroll, Harford and Howard Counties) can work to resolve
mutual problems and to devise a General Development Plan for the
Baltimore Region.
Regional Planning Districts (RPD). These a re multiples of census
tracts. Each political jurisdiction in the Region is subdivided into
RPD's. There are 31 in Baltimore County.
Section 8 . Under this form of assistance a tenant eligible by income pays up to 25 % of his /her adjusted annual i ncome for rent and
utilities in developments with rents at or below the fair F~rket rents
for the area. There are four Section 8 programs: Existing, including
Regional, New Constr u ction : Mixed New Construction; 100%; and Substantial and/or Moderate Rehabilitation.
In New Construction, mixed,
20% of units in a development are assisted.
In the Ne~l Construction
and Rehabilitation programs, 100% of the un its may be assisted. The
Existing and Regional programs provide assistance in existing apartments on a scattered basis.
Section 8 tenants may be living in Baltimore County under three
Existing Section 8 programs: they may hold local County certi f icates;
they may hold Regional Section 8 certificates, indicating that they
moved to the County from other jurisdictions; or they may hold City
certificates, which may b e used either in Baltimo re City o r Baltimore
County because the City may extend its housing authority ten miles
into the County,
since
the County does not have its own Housing
Authority.
If a HUD-insured development is experiencing financial difficulties
because tenants' incomes are insufficient to pay the rent 'lithout exceeding 25% of their incomes, with resulting high vacancy rates, then the
manager may enter into an arrangement with HUD for eligible tenants to
rece1ve Section 8 assistance. These tenants are not processed through
the County Existing Section 8 office, but apply directly to the apartment management. There are 175 (12/80) tenants in Baltimore County
under this arrangement. They are included in the figures previously
given in Section V.
Standard Metropolitan Statistical Area (51·1 51'.). For Baltimore, it
consists of Baltimore City, Baltimore County, Anne Arundel County,
Carroll County, Har ford County and Howard County.
Education Act.
It provides
Fede r a
unc.s to loca sc 00
1str1cts 1n or er to mee t the special
educational needs of educationally disadvantaged children. Eligibility
is based on the proportion of low income families in the community
served by the school. Title I provides a variety of ki~ds of as~istance l
including instructional aides, resource teachers, spec1al mat 7r1als,
and supporting services, such as health care, food, and cloth1ng.
Public Ho using . Authori ty.
It is. an aut&lt;;ll1omous governroental e ntity
which is able to own and operate pub11c hous1ng.

�- 29 -

Entitlement Status. Certain communities are entitled to Community
Development,Block Grant funds by virtue of their size (200 ,000 for
urban count1es and 50,000 for cities) and possession of certain essential
powers.
Housing Assistance Plan (HAP).
It is a jurisdiction's three-y ear
plan for meeting th e housing needs of its low and moderate income
residents.
It is approved annually by the local jurisdiction and by
HUD. A co~munity must have an approved HAP to be eligible for CDBG
funds of any kind. The HAP identifies the condition of its existing
housing ,-tock, the housing assistance needs of its lower income h o u seholds, and sets up ' goals for providing housing assistance to rough
various programs. Als o included is a narrative describing actions to
be taken to facilitate the provision of assisted housing and to furthe r
fair housing for minorities and women, and designation of areas suitable
for assisted housing.

�- 30 IX. APPENDIX
PROGRAMS FOR DIRECT HOUSING ASSISTANCE TO LOW AND
MODERATE INCOME PERSONS IN BALTIMORE COUNTY
Table of Contents

31
32

Programs to Assist Homeowners with Rehabilitation
a nd Other Services

32

Federal programs

32

Sta te programs

33

County programs

34

Programs to Assist Renters

34

Di rectly to the tenant

34

Directly to developers

35

Federal programs

35

State programs

C.

31

S t a te programs
B.

Programs to Assist Homeowners with Purchase
Federal programs

A.

36

Note :

A household may receive assistance from more than one program.
Some programs, marked with an asterisk (*), are available
both to homeowners and to renters.

�PROGRAMS FOR DIRECT HOUSn;Gt\SSISTANCE TO LOW AND MODERATE INCOME PERSONS IN BALTIMORE COUNTY
rl
M

Source of
fu nds &amp; units
ass iste d in
the County

Desc r ip t ion of Program

Office and

Phone Number

A.

Assis tance cO Homeowners for Purchase

Unless noted , all programs have income l imits for eligi bility.
* denote s programs also availabl e to renters .
FeLieral

1.

HUD Home Financing Programs

20.~ units
sirce 1971

a.

Sec . 235. Moderate income homebuyers receive a
mo rtgage loan a± lower interest rates and smaller
do\~ayments than with most private conventional
programs.
There is an upper- limit on the amoun t
of the mortgage.

HUD Area Office
Mor t gage Credit
962-2917

No figures
available

b.

Sec . 221 -d-2.
This program is geared to low and
moderate income buyers, but there are no fixed
income limi ts.
I i offers lower interest rates and
downpayments as low as O.
It has an upper limit
on the size of the mortgage.

HUD Area Office
Mortgage Credi t
962-2917

No figures
a vailable

c.

Sec. 237 .
This program offers lower interest rates
anc downpayments as low as 0, plus counseling, and
is intended for persons with credi t history problems.
I t has an upper limit on the size of the
mor"gage.

HUD Area Office
Mortgage Credit
962 - 2917

Federal

2.

I"'? rIT,Q"'-C u""')""E:" l\dIni.~:"S t:::~ tiar: !'"':::.:.;;~o. ... ::-=;~. :'C2-:t:.:.
'I:::'s pr'-''JTnm ; s fOT l ow and moderate inccr.'.E :,uyers
i:: ::;-;r?,l "'Teas.
It offers lower interest rates and
CC'\.\J·lr.JC.~Jm&lt;=:nts RS low a~ o.
There i~ ar. upper liffiit

CD -::- e Eize of the mo!:'tgage .

oalLill1ore
Coun ty O:e.f .i.c;e
838-9227

Long dis "ance irom
City &amp; Balto. Co .

�'"

M

Source c·
fund s 6 units
assi s t ed in
th e County

A.

Assi s tanc e to Homeowners for Purchase (cont'd)
Scace of Maryland Housing Programs

3.
a.

S-t:a -re

_"'\ and 3b a re
~"&lt;DeC tl2.1

Office and
Phone Number

Description of Program

Maryland Home Financing Program.
It offers low
inte rest, low downpayment loans to first-time
homebuyers.

Maryland Home
Financing

Housing Fund Pilot Program.
It insures
single family loans up to 100% of loan-to-value
ratio. There is an upper limit on the mortgage
amount.

Maryland
Housing Fund

Baltimore
County DeveloplTEnt Coo rdinator 494 -331 7

269-3524

to

assist ~OO households over a 3
year pe r" od.

b.

S tate
no figures
a '"ailable

c.

Mor tgage Purchase Program offers low interest
low downpayment loans through banks.
The buyer
a ppl ies directly to a lending institution.

State
15 units prior
t ~ 1980.
Expected
to as sis t 145 households over a 3 year
period.

d.

Home Ownership Development Program. This program
sets aside mortgage money for loans to prospeccive low and moderate income buyers in specified
housing developments. The developer obtains
these commitments .

~~ ry land

269-2875

Home Owne rship Development Program
269-3524

- - ---- - ------ --------------~.------------------------- ---- -------------------------------------------

B.

Ass ist ~nc e

Federal Programs

1.
Fe c-c::: do.:

a.

E..,&lt;pec te t.

~.:. .....

6\.5si. s t

to Homeowners for Rehabilitatio n and Other Services

Sec. 312 Home Improvement Loans in Neighborhood
Strategy Area s. These are l ov,' interest ( 3%) loans.

1 5 'J nits over '"
3 ye ar pe =iod.

494-31 24
Ccrt.In\';.!j'::" t!,.-

Fe de r ... l
E:~~€C

.: l:

:.;

te"":

w ....

i:..s~i ...

o..:u."1i t~

.:I(..~~

}::..;;,.-..:.. .... .:.:.

Baltimo rr,.&gt;
County F:ehabilitation Office

....

t

.:.i'!.at.L....... 1 ..

~v(.l,-,p:men

:r~LS ~

;ji::-lc ' cr -r

t nlc,ck C-Z\ .... "t r '·~ds -For r(lh3t-.i
t'L .s.,?r..l.
1--:1-) , it7!l pr On:-; in("'l~t~ a f forc Se"'"
'112 ::: ~~ r.~.l.ryl·v,d

~~ ll

unab ~e

State P''''tlsirg !?,,:r,abilf..l.t-+-':0r .. (',- ....·s

Str"tegy Areas .

iT""'

l&gt;.J("i&lt;;hl-..f')rl-1("--d

&amp;,,1 ti;:!ore
-i--y Rr.&gt;habi.-

("'o~n-

li tati':"" Office
94-312-'

�M

M

Source o.f
funds &amp; un its
assiste d i n
the County

Office and
Phone Number

Description of Program
B.

Assiscance to Homeowners for
Services (cont ' d. )

Rehab~litation

and Other

Federal
No figures
available

c.

Tltle I, Sec. 2 provides insurance for mobile home
parcr.ases.

HUD Area
Office
962-2128

F('deral
6 unit" in TUrners Station
expected 1981

d.

CDBG fun ds for rehabilitation and purchase of v acant
110uses in Neighborhood Strategy Areas and resale to
new low and mode ra te income owne rs •

Bal timore
County Rehabilitation Office
4 94-3124

Federal

*

e.

Maryl and Energy Assistance Program.
It is administered
by the Baltimore County Department of Social Services
and the County Department of Aging.
It provides up to
$250 to pay utility bills and emergency grants for
necessities.

County Social
Services
494-2795 and
494-2B63

Federal
128 persons in FY
1979; 60 per month
anticipated.

*

f.

Weatherization Program.
It is administered by the
Baltimore County Human Resources Development Agency, &amp;
provides a team of workers to do up to $500 worth of
insulation free of charge.

Human Resources
Development
Agency (HRDA )
285-4674

Federal
532 perso~s assisted
in FY 1 979

*

g.

Housing Counseling.
It is administered by HRDA and
provides information, referral and counseling. The
counseling includes pre-purchase, default, delinquency,
rental, relocation, tenant-landlord relations, property care and money management.

HRDA
285-4674

Federal

.. h.

FmP'\ 504 Rehabilitation Loans.
The program aesists
("ural homeowners with critical repairs.

Baltimore
County Office
838-9227

State
40 units prio= to
1980. Expected
to a~sis"t 2..2- ~0t!,Se ....
,o lds ov~r a 3 year
pe riod.

2.

______

___________

~

____ d

Sto. ~e of

\:F.~:!::,;lar.c!

litation

P~oc=a~.
:..r'·E'?.40-0 ..... ~

01.A;ners,

0btdin
__

•

pr';_v~t~

________

-

Prograrr:

It makE'S
'3.r,l

sm~ ']

, .,.

"~:;lan d

'0\1."

u'-"'le-inr

intprp~i:

l--."c;,..,o~ !=pc::

f'inanC"'inn .

_________ _

R0hC\~i­

loans to

wh"i("'h

C"ilnnot

Ea.l tim0!"e

County Rehabilitation Office
494-3124

______________ _

-~

--~------------ ----- ---- --------- -

�...

C"'l

Source of
runds &amp; units
assisted in
the County

Orfice and
Blone Numbe r

Description or Program
B.

Assistance to Homeowners ror Rehabilitation and Other

serVI'CeSTcOnt'id) .

3.

Baltimore County Assistance Programs

County

*

a.

Inrormation, rererral and assistance ror persons with
housing complaints.

Baltimore County
Complaint Orrice
494 -3560

County Social
Services

*

b.

Assistance with evictions and utility cutorrs, and
to homeowners with critical repairs.

Baltimore County
Dept. Social
Services
494-2844

Coun ty Dept.
or Aging

*

c.

Project "Homes." It assists elderly low income
homeowners with emergency home repairs.

"Homes"
494-3282

----------------------------------------------------------------------------------------------------C.

Assistance to Renters
Directly to the Tenant

1.

Federal
Through 1979
1063 units or
which 188 are in
units also assisted
un de r Sec. 236

a.

Sec. 8 Existing.
This program is for low and moderate income renters, defined as those with incomes
below 80% of the median income for the Standard
Metropolitan Statistical Area.
The tenant pays up
to 25% of his/her adjusted income for rent, and HUD
pays the difference be tween this amount and the fair
market rent of the unit. Units are leased in structures already built.

Ross B. Diffenderfer
321-1400

Federal
244 units in
Baltimore County
as or June 30, 1980

b.

Sec. 8 Reg ional Exis t i ng . ThIs program p rovi des
a ddi t ion a l Sec. 8 oppor t un itie s for l ow a nd mo de ra te incc-mt r' r';C'ns wl;o wish t o IT!OVe to an,.., thc- r

Ross B. Diffenderfer
321-1400
Bal timore Ci ty
Sec. 8 Office
396-4052

j uri s di ctit'~
P ]annin ~

Cou (.
Sec. 8 c
ir
t o incre J . ; .

It.;c- admiT
1,....v1
l) p
),f
{ l.\.. r
1 r
)i

Ci t y Sec .

';s tt.~re(l
v.C'?:

S(~..L(

h(

b').
(...(,) !l

t

(02

,I,.

~hf
~

[(

"){
~

)4

.r.(

~
( • J. T hat 1.1\ ld~'"
\.Or... E .j"T:y t
the i :t:' c {. r ·~il ica t('
in t le Cou n ty aL '11 0/(
Rpgi ona' -:e rti ..f -;r'a t e.
J

!"'e.-i(",r''1.1

1).

~

-

S

�It)

M

Source of
funds &amp; units
assisted in
the County

Description of Program
C.

Assistanc~

Private
1306 County persons
assisted in
FY 1979/80

c.

2.

Office and
Phone Number

to Renters, Directly to the tenant (cont'd)

Free counseling, information, and complaint
services to tenants and landlords with tenantlandlord problems. Baltimore Neighborhoods, Inc.

B. N.

I.

243-6007

Directly to developers, landlords and managers.
The
following programs offer various types of financial
benefits so that the rental cost of units will be lower.

Federal
2735 units
assisted
since 1971

a.

Sec. 236 and Sec. 221-d-3. These programs make loanS
to developers at below market interest rates.
The
tenant pays the basal rate or 25% of his/her adjusted
monthly income, whichever is greater. No new construction is now being built under the Sec. 236 program, but there are nine Sec. 236 and two Sec.
221-d-3 developments in Baltimore County built since
1971.

HUD Area Office
Housing Management
962-2144

Federal
In 1979 were
allocated:
164 New
180 Under
struction
523 planned
40 Moderate
Rehabili ta tion

b.

Sec. 8 New Construction, Substantial Rehabilitation
and ~10derate Rehabilitation for elderly persons and
families.
Tenant eligibility is as previously described under the Sec. 8 Existing program. Developers
obtain contracts with HUD, which provides loans and
insurance.

HUD Area Office
Housing Management 962-2144
for prospective
tenants
Multifamily
Housing 962-3764
for prospective
developers

Federal
20 mixed income
units built, 86
under construc tion
in FY 1979

The Baltimore County Housing Assistance Plan states
a preference for mixed income apartments, in which
20% of the units are Sec. 8. The County has set up
incentives to encourage such developments.
In addition there is a Federal Government ~{ational
r-Iortgage Associa tio., (Gi'r.·~!I,) Tandem Program 25 which
insures and finances at lower interest rates
apartment~ in which at leas: 20&lt;;"' of the 'l'1ito; are
to be Sec. C. GNMA purchas.;s these mortgages from
lenders.

HUD Area Office
~1ul tifamily
Housing
962-3764

�~

Source of
funds &amp; units
assisted in
the County

Office and
Phone Number

Description of Program
C.

Assistance to Renter-s, directly to developers, etc. (cont'd)

Federal
208 units under
construction
1980

c.

Sec. 202. This program provides loans at favorable
interest rates to non-profit sponsors of multi-unit
developments for the elderly and handicapped. At
leas t 20% of the units must be Sec. 8, but there is
no income limit for the other units.

HUD Area Office
Multifamily
Housing
962-3764

Federal
95 units

d.

Sec. 101 Rent Supplement and Rental Assistance
Programs. They pay the difference between 25% of
the tenant's income and the cost of the unit. RS is
a vail able only to very low income households who are,
either elderly, handicapped, displaced by government
action, victims of disaster, occupy substandard housing, headed by a person on active military duty, or
have very large families.
RAP is available to other
families.

HUD Area Office
Housing Manage ment
962 - 2144

Federal
15 to 35 units;
4 neighborhood
homes to house
12 persons

e.

CDBG funds (special) have been obtained t o allow prop- Bal timore County
er t y owners to rehabilitate rental units eligible for
Development
Sec. 8 to make them suitable for persons with handiCoordinator
capping conditions a!'1d for the partial acquisi tion
494-3317
and rehabi litation of neighborhood homes to ho~se persons with handicapping conditions who would otherwise be institutionalized.
----------------- ------------------------- ------ --- - -- ------------------ ------------- ---- -------l'-Iaryla..!1"': !:c ·-:~ :' :-_ ; ["~:1c!.
~:.s: ;--:- :=::. ..... i .... c' ....... pc: 1 0~ "'~ tn
State
Maryland
f.
develope::-~ ~~ ~c!"";.t~ l hOll£':'-: =:-".. ! ..... ,. t..:--.4 ....,'"'dt:"- ~+e ';"1 None in Coun ty
Housing Fund
come ':ar.. ::': ~ c;s.
Inc c!'l'lc 1':'-:'&amp;": ~.!
-c ...... ..... _
...... ~ I""\c:C' r:: ~ pl'l D. 269-2875
at end of 1979
g.
Develop: ...... __ _ :-..:. .. _:1 .... '- f'J..o,:; c- ..
-,
~ ::
~ E'-~ "
State
State Economic &amp;
opers o~ : __ : ~_.:. -_;:it ::er:-:~: . ~:..:===:::- . . . c..7 -,',~-- i;",·~""·-'c.&amp;..
200 units
Com. Devel. Finrates.
a nce 269-2122
State and
h.
The State COP_'lu:-Ji ty Deve:.c,~e ... ...... ,c!:-:. .... :.= -::--a:-i j!": ~·-':" !.l
Federal
provide :oans insu!."'ed by ~-_. :- tc ~e' 'e:,:&gt;pe:s of :nu': ~i­
State Economic &amp;
family u::'::" t:5 ir: which a t :ei..~t 2::~, c -: ~'1e .lr-i ts ~~'il!
Com. Deve!. Finbe for Sec. 8 tenants.
ance 269-21 2 2
J:.&amp; ._ _

.1.-

------------------------------------------_ .. _--------------- - ------ ---- ----------- ------------------

�-

37 -

Income Limits and Cost of Units
Section 8 and Section 236 Programs to Assist with Rental Payments
Income Limits, August 1980
Upper Income
Limit

Size of
Family

$12,500
14,250
16,050
17,850
18,950
20,050
21,200
22,300

1
2
3
4
5
6
7

8+

Rental Limits
There are no fixed rental limits for Sec. 236.
HUD must approve all rents.
Fair Market Rents (including utilities) for
Existing Section 8 as of March 26. 1980.
Number of Bedrooms

0

1

Fair Market Rents
(Bal timore area)

$214

$266

Fair Market Rents
(North Bal timore
County)

$241

$292

3

4

$306

$383

$422

$344

$428

$463

2

Fair Market Rents (including utilities) for
Section 8 New Construction and Substantial
Rehabilitation as of October 1. 1980.
Kind of Unit

N u m b e r
0

Detached
Semi-det. row
Walkup
$333
Elevator
2-4 story
$344
5+ story
$381

1

o f
2

$409
$509

$588
$477
$471

$448
$470

$512
$599

B e d r o
3
$663
$566
$560

4+

$779
$129
$637

0

m s

�_ 38 _

Section 235 (Ownership) and ~ection 221-d-3 (Be l ow M
arket
Interest Rate) Rental Assistance) Programs .
Income Limits, August 1980
Upper Income
Limit
$14,850
16,950
19,05Q
21,200
22,500
23,£\50
25,150
26,500

Size of
Family
1
2
3
4

5
6
7
8+

Cost of Units and Rental Li mits
"

The Section 235 program is limited to new and s u bstantial l y
rehabilitated housep costing no more than $44 ,00 0.
There are no fixe~ rental limits fo r Section 22 1 -d-3 (BMIR).
HUD must approve all rents.

�_ 39 _

APPENDIX B
(Tabulations of supporting data supplied upon request)
Interview Questions for Managers

Al

Procedure for Management Interviews

A2

Tabulations of Manager Interviews

TABLE
TABLE
TABLE
TABLE
TABLE
TABLE
TABLE
TABLE
TABLE
TABLE
TABLE

I
ASSISTED UNITS
II DISTRIBUTION OF ASSISTED UNITS
I I I TURNOVER
IV VACANCY RATE
V
PUBLIC TRANSPORTATION
VI HOW SECTION 8 TENANTS ARE OBTAINED
VII POSITIVE FEATURES OF ASSISTANCE PROGRAMS
VIII NEGATIVE FEATURES OF ASSISTANCE PROGRAMS
IX SUGGESTIONS FOR IMPROVEMENT
X
MANAGEMENT ASSESSMENT OF TENANT SATISFACTION
XI MANAGEMENT ASSESSMENT OF COMMUNITY REACTION

Details of Principals' Interviews
Letter Sent to Principals and Community Leaders

A3
A3
A4
A4
AS
1\5

A6
A6
A7
A7
A8
A9 - All
A12

Details of Community Leader Interviews

Al3 - Al6

Community Leader Interview Form

Al7 - Al8

Tabulations of Replies to Section 8 Tenant Surveys

TABLE I
ZIP CODE OF RESIDENCE
TABLE II DESCRIPTIVE CHARACTERISTICS OF THE SAMPLES
TABLE I I I DESCRIPTIVE CHARACTERISTICS OF ALL BALTIMORE
COUNTY SECTION 8 TENANTS (LOCAL)
TABLE IV DIFFICULTY IN FINDING HOUSING
TABLE V
LEASING IN COMMUNITY OF FIRST CHOICE
TABLE V A SPECIFIC DIFFICULTIES IN FINDING HOUSING
TABLE VI REPORTED FEELINGS OF DISCRIMINATION
TABLE VII SATISFACTION WITH PRESENT UNIT
TABLE VIII FEELING THAT PRESENT MOVE IMPROVED HOUSINC;
TABLE IX ITEMS LIKED BEST ABOUT PRESENT UNIT
TABLE X
ITEMS LIKED LEAST ABOUT PRESENT UNIT

A19
A20
A20
A21
A21
A22
A23
A24
A24
A25
A26

�</text>
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Established in 1958, Baltimore Neighborhoods, Inc. was formed to promote an open housing market and viable integrated neighborhoods in the Baltimore area. It was established by several neighborhood associations and supported by civic organizations like the Greater Baltimore Committee. The early focus of the organization was to obtain open housing and stable neighborhoods during a period of widespread white flight and blockbusting in Baltimore City. Through education and advocacy, it sought to counter racial prejudice, to fight discrimination in the real estate industry, and to combat neighborhood deterioration resulting from segregated housing. More recently, BNI has focused on tenant-landlord relations and renters' rights. &#13;
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                    <text>HOW TO DEAL WITH REAL ESTATE PRESSURE TACTICS (should they arise)
WHEN A NONWHITE FAMILY MOVES INTO YOUR NEIGHBORHOOD
[Direct mail solicitation has been used by blockbusters· and speculators
to panic neighborhoods. If this is done, it is a misuse of a legitimate business procedure. For most all reputable real estate firms,
as well as most other businesses use the mails as ·one way to gain new
business. Our new City Bill (Ordinance No. #34) excludes direct mail
solicitation from its coverage.. If you feel that this business method
is being misused, please draw this to Baltimore Neighborhoods"· attention that we might look into the matter further, and where warranted
discuss it with the Real Estate Board of Greater Baltimore and/or the
Real Estate Commission of Maryland.]
A.

*********

When you receive postal cards or advertising from real estate brokers:
1.
2.
3.

B.

Note date, name of broker, address of houses Cited as sold.
Check to make certain that the house has actually . been sold
as claimed; if not, report the misrepresentation to Baltimore
Neighborhoods, Inc.
Retain card for evidence.

When you receive phone calls or personal visits from brokers:
i

1.

2.
3.

Before you listen to the solicitation, ask, "Who is this · speaking? ··
Are r,ou a licensed "real estate salesman?" If the reply is "NO",
say, 'Then let me speak with a licensed broker of this firm. I do
business only with licensed brokers."
This may end the conversation, but note date, name of firm, name
of person calling, any evidence r~ceived as to where a telephone
call was made from (an office or ~ home).
If you do talk with a licensed salesman or broker, you might
explain:
a.

b.

That if you occasion to sell, you will not use a firm
that uses these tactiCS of .impersonal solicitation.

c.

That you be.l,ong to the
(Neighborhood Association and/or other group) which opposes these paniccreating pressures.

d.

4.

That you object to this kind of solici'ation and ask
him to see that his firm does not trouble you this
way again.

(For repeaters) That your records show (give history
of calls from this firm) and that you propose to report this to the appropriate agency, Baltimore Neighborhoods,
Inc. and your neighborhood association and/or other group.

IMPORTANT: Note any misrepresentation of fact and report it
1mmeo1ately to Baltimore Neighborhoods, Inc.
BALTIMORE NEIGHBORHOODS, INC.
32 WEST 25TH STREET - 2ND FLOOR
BALTIMORE, MARYLAND
21218
PHONE:

243-6007

�(The following ~~:l£cerpts are from the "Code -of Ethics , of the Real Estate
Commission, State of Maryland" as amended August 1, -1967 and is now law.
This CODE covers every person who is licensed by the State to engage in
the Real Estate business and MUST abide by it~
AND I QUOTE . ... .. .. . . .
"Accepting this standard as his own, every licensee pledges
homself to observe its spirit in all his activities and to
conduct his business in accordance with the following Code
of Ethics as adopted by the Real Estate Commission, State
of Maryland :
ARTICLE 3 It is the duty of the licensee to protect the public against fraud,
misrepresentation or unethical practices in the real estate field.
He should endeavor to eliminate in his community any practices which
could be damaging to the public or to the dignity and integrity of the
real estate profession .. . . ..... "

(The following excerpts are taken from the City Ordinance #34 which became
and covers every Real Estate person doing business in
l aw May 3, 1968
the City of Baltimore.)
AND I QUOTE
Section 6 - "Make any untrue or misleading statements to induce the sale
of RESIDENTIAL REAL OR LEA~EHOLD property, whether to the person making
the representation or to any other person, knowing such statements to
be false or misleading or knowing that the maker of the statement has
insufficient knowledge of its truth or falsity to warrant making the
statement."
Section 7 - "Solicit properties for purchase or sale by general door
to door solicitation in person or by telephone or by the mass distri bution of circulars. rI

ANY REAL ESTATE PERSON WHO IS ENGAGED IN UNETHICAL PRACTICES
AS MENTIONED ABOVE CAN LOSE HIS LICENSE TO DO BUSINESS .
You are encouraged to report all such activity to your neighbor hood group or BALTIMORE NEIGHBORHOODS, INC .

�</text>
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              <name>Title</name>
              <description>A name given to the resource</description>
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                  <text>Baltimore Neighborhoods, Inc.</text>
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              <name>Subject</name>
              <description>The topic of the resource</description>
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                  <text>Discrimination in housing</text>
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                  <text>Nonprofit organizations</text>
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                  <text>Baltimore Metropolitan Area (Md.)</text>
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                  <text>African Americans</text>
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                  <text>Housing</text>
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                  <text>Community organization</text>
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                  <text>Reports</text>
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                  <text>Newsletters</text>
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              <description>An account of the resource</description>
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                  <text>This exhibit provides an introduction to the work of Baltimore Neighborhoods, Inc. (BNI) around issues of racial integration in housing and tenants' rights from the 1950s to the 2000s.&#13;
&#13;
Established in 1958, Baltimore Neighborhoods, Inc. was formed to promote an open housing market and viable integrated neighborhoods in the Baltimore area. It was established by several neighborhood associations and supported by civic organizations like the Greater Baltimore Committee. The early focus of the organization was to obtain open housing and stable neighborhoods during a period of widespread white flight and blockbusting in Baltimore City. Through education and advocacy, it sought to counter racial prejudice, to fight discrimination in the real estate industry, and to combat neighborhood deterioration resulting from segregated housing. More recently, BNI has focused on tenant-landlord relations and renters' rights. &#13;
&#13;
The Baltimore Neighborhoods, Inc. (BNI) collection at the University of Baltimore consists of 22 linear inches of archival records, which are described in an online collection database. The complete collection has also been digitized at the folder level and is also available in the collection database. For this exhibit, 32 documents have been selected from the complete collection.</text>
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                  <text>&lt;a href="https://langsdale.ubalt.edu/special-collections/" target="_blank" rel="noreferrer noopener"&gt;Special Collections &amp;amp; Archives, University of Baltimore&lt;/a&gt;</text>
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              <name>Source</name>
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                  <text>&lt;a href="https://archivesspace.ubalt.edu/repositories/2/resources/14" target="_blank" rel="noreferrer noopener"&gt;Baltimore Neighborhoods, Incorporated Records, UB Special Collections &amp;amp; Archives&lt;/a&gt;</text>
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              <name>Publisher</name>
              <description>An entity responsible for making the resource available</description>
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                <elementText elementTextId="199619">
                  <text>&lt;a href="https://langsdale.ubalt.edu/special-collections/"&gt;University of Baltimore Special Collections &amp;amp; Archives&lt;/a&gt;</text>
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              <name>Date</name>
              <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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                <elementText elementTextId="199620">
                  <text>circa 1958-2009</text>
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              </elementTextContainer>
            </element>
            <element elementId="47">
              <name>Rights</name>
              <description>Information about rights held in and over the resource</description>
              <elementTextContainer>
                <elementText elementTextId="199621">
                  <text>This material may be quoted or reproduced for personal and educational purposes without prior permission, provided appropriate credit is given. When crediting the use of portions from this site or materials within that are copyrighted by us, please use the citation: "Used with permission of the University of Baltimore Special Collections &amp; Archvies." Any commercial use of this material is prohibited without prior permission from the Special Collections &amp; Archives, University of Baltimore. Commercial requests for use of the images or related text must be submitted in writing to: Special Collections &amp; Archives, University of Baltimore, H. Mebane Turner Learning Commons, 1415 Maryland Avenue, Baltimore, MD 21201</text>
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            <element elementId="42">
              <name>Format</name>
              <description>The file format, physical medium, or dimensions of the resource</description>
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                <elementText elementTextId="199622">
                  <text>text/pdf</text>
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              <name>Language</name>
              <description>A language of the resource</description>
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                <elementText elementTextId="199623">
                  <text>English</text>
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                <elementText elementTextId="199624">
                  <text>Text</text>
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              <name>Identifier</name>
              <description>An unambiguous reference to the resource within a given context</description>
              <elementTextContainer>
                <elementText elementTextId="199625">
                  <text>R0015-BNI</text>
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              <name>Date Created</name>
              <description>Date of creation of the resource.</description>
              <elementTextContainer>
                <elementText elementTextId="199626">
                  <text>2019-09</text>
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              <name>Extent</name>
              <description>The size or duration of the resource.</description>
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                <elementText elementTextId="205242">
                  <text>32 items</text>
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      <name>Text</name>
      <description>A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text.</description>
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        <element elementId="7">
          <name>Original Format</name>
          <description>The type of object, such as painting, sculpture, paper, photo, and additional data</description>
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            <elementText elementTextId="204995">
              <text>Paper</text>
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          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="204984">
                <text>How to Deal with Real Estate Pressure Tactics (Should They Arise) When a Nonwhite Family Moves into Your Neighborhood</text>
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          <element elementId="41">
            <name>Description</name>
            <description>An account of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="204985">
                <text>A BNI information bulletin for Baltimore City residents regarding ethical real estate practices and City Ordinance #34, passed May 3, 1968</text>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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              <elementText elementTextId="204986">
                <text>circa 1968</text>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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              <elementText elementTextId="204987">
                <text>Real estate agents</text>
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              <elementText elementTextId="204988">
                <text>Advertising</text>
              </elementText>
              <elementText elementTextId="204989">
                <text>Social ethics</text>
              </elementText>
              <elementText elementTextId="204990">
                <text>House selling</text>
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                <text>Homeowners</text>
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            <name>Creator</name>
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              <elementText elementTextId="204992">
                <text>Baltimore Neighborhoods, Inc.</text>
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            <name>Publisher</name>
            <description>An entity responsible for making the resource available</description>
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              <elementText elementTextId="204993">
                <text>University of Baltimore Special Collections &amp; Archives</text>
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            <name>Type</name>
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                <text>Text</text>
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            <name>Format</name>
            <description>The file format, physical medium, or dimensions of the resource</description>
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              <elementText elementTextId="204996">
                <text>application/pdf</text>
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            <name>Identifier</name>
            <description>An unambiguous reference to the resource within a given context</description>
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              <elementText elementTextId="204997">
                <text>bni03.02.09a</text>
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            <name>Source</name>
            <description>A related resource from which the described resource is derived</description>
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              <elementText elementTextId="204998">
                <text>Baltimore Neighborhoods, Incorporated Records (R0015-BNI), series III, box 2, folder 9, Special Collections &amp; Archives, University of Baltimore</text>
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          <element elementId="47">
            <name>Rights</name>
            <description>Information about rights held in and over the resource</description>
            <elementTextContainer>
              <elementText elementTextId="204999">
                <text>Use of this digital material is governed by U.S. copyright law. The University of Baltimore Special Collections and Archives makes digital surrogates of collections accessible if they are in the public domain, the rights are owned by the University of Baltimore, the Special Collections and Archives has permission to make them accessible, or there are no known restrictions on use. Due to the nature of archival collections, rights information is not always discernible. The Special Collections and Archives is eager to hear from any rights owners wishing to provide accurate information. Upon request, material will be removed from view while a rights issue is addressed. Contact the Special Collections and Archives for more information regarding this image.</text>
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        <name>Advertising</name>
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        <name>House selling</name>
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        <name>Real estate agents</name>
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        <name>Social ethics</name>
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